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Best Used Car Dealerships in Truro

Best Used Car Dealerships in Truro

Truro is a quaint town in central Nova Scotia with a population of around 12,000. This historic town was incorporated in 1875 and still retains much of its old-world charm mixed with modern amenities. When it comes to buying a used car in Truro, there are several reputable dealerships to choose from. This blog post will explore the top options for used car shopping in Truro.


Truro attracts visitors with its small-town vibe, Victorian architecture downtown, and proximity to scenic areas like Cobequid Bay. The historic downtown features beautiful 19th century buildings, antique shops, cafes and restaurants. For a taste of maritime culture, Colchester Historeum showcases centuries of Nova Scotian history and heritage. Just outside town is Victoria Park, a popular recreation spot with walking trails, sports fields and a pool.


Whether you’re a local resident or visitor looking for reliable transportation in the Truro area, here is an overview of the top-rated dealerships to find your next used car.

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Well-Established Dealerships in Truro

Some of the highest rated and most well-established used car dealers in Truro include:

 

Zacks Auto Sales – Family-owned for over 60 years, Zacks Auto Sales has a large selection of used vehicles including cars, trucks and SUVs. They are known for having fair prices and great customer service. As a family business that has served the Truro area for decades, they aim to treat every customer like family. Zacks takes pride in having loyal repeat customers due to their no-pressure sales approach. They thoroughly inspect all trade-ins and vehicles purchased at auctions to ensure quality and reliability. Zacks services what they sell at their on-site service department. They stand behind every used vehicle sold with a 3 month, 5000 km power train warranty.

 

More Top Dealers in Truro

In addition to Zacks Auto Sales, there are a few other well-known dealers in Truro that consistently have great used vehicle inventory for buyers to choose from. Here’s an overview:

 

T Kennedy Auto Sales

T Kennedy has been serving Truro since 1967. They specialize in imported vehicles but carry all makes and models. This dealer has an excellent reputation for both vehicle quality and customer service. The sales team is low pressure but very knowledgeable. T Kennedy Auto Sales has a large selection of sedans, trucks, SUVs and more. They stand behind the vehicles they sell with a 3 month, 5000 km powertrain warranty.

 

RuralWorx Auto Sales

Located conveniently between Halifax and Truro, RuralWorx Auto Sales has been in business since 1999. Their motto is “Quality vehicles for affordable prices” and they live up to it. RuralWorx has an ASE certified service department to fully inspect and recondition vehicles before sale. They offer a wide variety of makes and models, specializing in trucks and SUVs. RuralWorx is known for fair transparent pricing with no hidden fees.

 

Scammell Auto Sales

Operating in Truro since 1963, Scammell Auto Sales has a loyal customer base who rave about their excellent service. This dealer works hard to get customers approved for on-site financing. They have relationships with over 10 lenders to find the best rates. Scammell provides a lifetime powertrain warranty on their used vehicles for added peace of mind. Their selection includes both foreign and domestic makes.

 

Smaller Used Car Lots in Truro

In addition to the larger, established used car dealers in town, Truro has a few smaller used car lots that frequently have great deals. These include:

 

Auto World Truro

Auto World Truro is a family owned and operated used car lot carrying all makes and models. They specialize in buying local trade-ins and will work to get you financed on site. Their inventory tends to include a wide selection of trucks and SUVs at competitive prices.

 

Truck Guy Auto Sales

As the name implies, Truck Guy Auto Sales specializes in trucks including pickups, commercial vehicles, and SUVs. However, their lot also typically has a nice variety of cars and minivans as well. They are known for fair pricing and no pressure sales.

 

Hollis Clearance Centre

The Hollis Clearance Centre is Central Nova Scotia’s only used car discount center. Their business model focuses on sourcing vehicles below market value from auctions and partnerships with banks and other finance companies. This allows them to consistently offer the lowest prices on quality used vehicles in the Truro area.

 

Tips for Getting a Great Used Car Deal in Truro

When shopping for used vehicles in Truro, keep these tips in mind to negotiate the best price:

 

Get Pre-Approved Financing

Getting pre-approved for auto financing from your bank or credit union before visiting dealerships gives you a bargaining chip. Dealers can often beat the interest rates offered by lending institutions to win your business. Going in with a pre-approval shows you are serious and gives you a baseline to negotiate even lower financing.

 

Take Test Drives

Don’t commit to purchasing a used vehicle without taking it for an extensive test drive first. Test drives should last at least 15-20 minutes and include driving on different road conditions. Pay attention to blind spots, acceleration, braking, steering, and any noises or vibrations that could indicate issues. Take 2-3 different vehicles out for comparison.

 

Negotiate the Out-the-Door Price

Rather than focusing on monthly payments, negotiate the bottom line price you’ll pay out the door. This includes fees, taxes and other costs on top of the vehicle price. Get quotes from multiple dealers and leverage them against each other. Offer to put down a deposit if they meet your target price. Be open to compromising but know your budget limit.

 

Checking Vehicle History Reports

One of the most important steps when buying a used vehicle is to check the vehicle history report. This provides valuable information on issues in the car’s past that could affect its reliability or safety.

CARFAX is the most well-known vehicle history report provider. Their reports detail how many previous owners the car had, its accident and damage history, mileage records, service history and more. Checking a CARFAX report from a dealership or when buying privately is highly recommended.

Look over the report for any red flags. Multiple previous owners, gaps in the maintenance records, or major accidents that required repairs should raise some concerns. Ideally, you want to find a used car with only one or two previous owners, no accidents, regular maintenance at the dealership, and mileage that aligns with the car’s age.

While CARFAX is a great resource, not every accident or issue will be reported to them. That’s why it’s also important to have a mechanic you trust do a pre-purchase inspection. They can look for any repairs or damage that may not be on the vehicle history report.

Taking the time to research the vehicle’s background and get a professional inspection will help avoid buying a used car with potentially expensive hidden problems down the road.

 

Getting an Inspection Before Buying

Having a used car thoroughly inspected by an independent mechanic before purchase is highly recommended. This will help uncover any issues or needed repairs that could affect the car’s safety, reliability and value. There are some important things the inspection should look for:

 

Recalls: Have the mechanic check if the vehicle is subject to any manufacturer safety recalls that haven’t been addressed yet. Critical safety issues that need fixing should be resolved before buying the used car.

Rust: Carefully inspect the undercarriage, wheel wells, trunk and other areas for any signs of rust or corrosion which can lead to expensive repairs down the road. Even small amounts of rust are problematic.

Flood damage: Look for signs like damp carpets, rust on screws or other metal pieces, fogging inside lights. A musty odor can also indicate flood damage that may not be immediately visible. This is a major red flag.

 

A thorough inspection by a trustworthy mechanic before purchase can identify issues like these and help avoid buying a used lemon. Always budget the $100-200 cost of the inspection into the total purchase price as money well spent.

 

Test Driving Tips

Test driving a used vehicle before purchase is one of the most important steps in the buying process. Here are some tips for the test drive:

 

– Take the car on both city streets and highways. You want to experience how it handles at various speeds and road conditions.

– Make sure to drive for at least 15-20 minutes to allow the engine to warm up fully. Short test drives may not uncover issues.

– Listen closely for any unusual noises coming from the engine, transmission, brakes or suspension. Make notes of any concerning sounds to investigate further.

– Pay attention to how smoothly the transmission shifts gears. Hard shifts could indicate issues.

– Test the brakes at both low and high speeds to ensure they function properly and don’t pull to one side.

– Turn off the radio and open the windows during the test drive to get a better sense of any noises.

– Check that the steering wheel doesn’t vibrate and has normal tightness without excessive play.

– Accelerate to highway speeds to test for vibrations and ensure the vehicle feels stable at higher speeds.

 

Taking the time to thoroughly test drive the used car can help avoid buying a vehicle with mechanical problems. Don’t feel rushed, and evaluate how the car performs under different driving conditions.

 

Calculating Total Ownership Costs

When budgeting for a used car purchase, it’s important to look beyond just the sale price. Calculating the total cost of ownership will give you a more accurate picture of what a used car will really cost you over time.

Here are the major ownership costs to factor in:

 

Depreciation

All vehicles lose value over time. How quickly a car depreciates depends on the make/model, mileage, age and market factors. Budget for your used car to lose 10-30% of its value each year. Luxury brands tend to depreciate faster.

 

Insurance

Auto insurance is required in Nova Scotia. Rates vary based on your driving record, location, vehicle type and level of coverage. Expect to budget $1,000-2,000 per year for basic coverage. Get quotes before buying to avoid surprises.

 

Fuel Costs

The fuel efficiency of a vehicle makes a big impact on operational costs. Compare the highway/city mileage between different models to estimate annual fuel costs. With gas prices fluctuating, it helps to pick an efficient used car.

Adding up these major factors over the years you plan to own the vehicle will give you a good idea of the true long-term costs. This can help guide negotiations and budgeting.

 

Questions to Ask the Dealer

When checking out a used vehicle, be sure to ask the dealer plenty of questions to learn more about its history and condition. Here are some key questions to ask:

 

What service records are available? Maintenance records can give you insight into how well the previous owner took care of the car. Regular oil changes, inspections, and tune-ups are good signs.

Why is the owner selling? Understanding if there is a mechanical issue or another reason for the sale can help you evaluate if it’s a good buy.

What reconditioning has been done? A dealership should do a full inspection and take care of any issues before selling a used car. Ask about recent repairs, parts replacements, detailing, etc.

 

The more information you can get from the dealer, the better idea you’ll have if the used vehicle is worth purchasing and likely to be reliable. Don’t be afraid to ask lots of questions!

 

Being Aware of Extra Fees

When purchasing a used vehicle from a dealer, there are some additional fees to be aware of beyond just the sale price. Being prepared for these expenses can help avoid any surprises during the final negotiations and paperwork.

One fee to anticipate is documentation or “doc fees”, which cover the dealer’s costs for processing the sale. This can range from $100-$800 depending on the province. There may also be licensing fees to transfer the registration, which are set by the provincial government.

You will need to pay sales tax on a used vehicle purchase in most of Canada. The rate varies by province from 5% in Alberta up to 15% in parts of Nova Scotia. This is based on the total sale price including any additional fees.

While these extra costs can add up, they are standard practice at dealerships. Knowing what to expect ahead of time allows you to accurately calculate the out-the-door price and budget accordingly.

 

Extended Warranty Considerations

When buying a used car in Truro, one decision you’ll need to make is whether or not to purchase an extended warranty. An extended warranty can provide peace of mind by covering certain repairs and components after the manufacturer’s warranty expires. However, they come at an additional cost. Here are some tips on evaluating extended warranties for a used vehicle:

 

Coverage – Know exactly what is and isn’t covered. Most extended warranties on used cars cover the powertrain components, including the engine, transmission, drive axles, etc. But they may exclude maintenance items, wear-and-tear parts, electronics, etc. Read the contract carefully.

Exclusions – Be aware of any parts of the vehicle excluded from coverage based on age or mileage. For example, some extended warranties exclude coverage on vehicles over 5 years old or 100,000 miles.

Costs – Extended warranties range in price depending on the level of coverage, exclusions, deductibles, and reimbursement limits. On average, basic powertrain warranties cost $1000-2000 for 2 years/24,000 miles. More comprehensive plans can run up to $3000-$4000.

 

It’s worth running the numbers to see if an extended warranty will pay for itself in potential repair costs. Also research the provider’s reputation for claim payments. Reputable dealers in Truro can provide extended warranty options on used vehicles.

 

Financing Options

When shopping for a used car in Truro, you have several financing options to consider:

 

Dealer Financing

Many dealerships offer in-house financing or work with lenders to provide financing directly through the dealership. This can sometimes get buyers a better interest rate than they may find on their own. Be sure to negotiate the interest rate and overall loan terms just as you would the sale price. Dealers make money on financing so don’t assume it’s the best option without exploring others.

 

Bank Loans

Banks and credit unions offer auto loans that may have competitive interest rates. Get pre-approved before shopping so you know what rate you qualify for. This gives you negotiating power if the dealer offers a higher rate. Banks also allow you to shop for the car separately from financing.

 

Loan Terms

Auto loans typically range from 36-72 months for used cars. Shorter terms mean higher monthly payments but less interest paid over the life of the loan. Carefully consider what monthly payment fits your budget. Extending the loan term lowers payments but increases total interest costs.

 

Buying from a Private Seller

In addition to dealerships, you can also find used cars for sale by private owners in Truro. This can sometimes get you a good deal, but there are risks to be aware of. When buying privately:

 

– Arrange to meet at the seller’s home so you can view the car in the condition it’s been kept in. Don’t meet in random parking lots.

– When test driving, have the owner ride with you so you remain covered by their insurance.

– Ask to see the vehicle’s registration to verify ownership before purchasing.

– Be wary of sellers who seem evasive or rush the process. Take your time to carefully inspect the car.

– Don’t pay cash upfront without paperwork. Use a bill of sale as proof of purchase.

 

Buying from a private seller can save money but also comes with risks. Use caution and trust your instincts when dealing directly with individuals.

 

Conclusion

Finding the right used vehicle in Truro requires doing your homework, knowing your budget, test driving different options, and negotiating to get the best deal. Focus your search on reputable dealers with positive reviews that offer quality used cars, trucks and SUVs. Consider both larger dealerships with big inventories and smaller independent lots that may have great deals.

To recap, key tips for used car shopping success in the Truro area include:

 

  • Get pre-approved financing so you can negotiate from a position of strength
  • Take any vehicle of interest for an extensive test drive and have it inspected
  • Compare ownership costs beyond just the purchase price
  • Ask about warranties, vehicle history and service records
  • Negotiate the final out-the-door price rather than monthly payments
  • Shop around and compare deals to find the best value

 

By following these tips and thoroughly researching your options, you can feel confident in finding a high-quality used vehicle that fits your needs and budget in Truro.

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Questions About The Best Used Car Dealerships in Truro

The top used car dealerships in Truro, Nova Scotia include Zacks Auto Sales, T. Kennedy Auto Sales, Auto World Truro, RuralWorx Auto Sales, Truck Guy Auto Sales, and Scammell Auto. These dealerships offer a wide selection of quality used vehicles at competitive prices. They have great reputations for excellent customer service, transparent dealings, and standing behind the vehicles they sell. Many also offer financing assistance to make purchasing easier. When shopping for a used vehicle in Truro, be sure to get quotes and test drive options from several of these reputable dealers.

When shopping for a used car in Canada, be sure to:

 

– Get a Vehicle History Report to check for accidents, liens, odometer rollbacks, and more

 

– Have the vehicle inspected by an independent mechanic before purchase

 

– Review maintenance records and confirm scheduled service was performed

 

– Take the vehicle for an extensive test drive on various road conditions

 

– Check that all features and electronics are functioning properly

 

– Examine the interior and exterior for signs of excessive wear, damage, or rust

 

– Ask about any existing warranties that may transfer to you

 

– Verify emissions testing certification is up to date

 

– Negotiate the best possible price

 

Being thorough protects you from buying a used lemon in Canada. Take the time to carefully evaluate any vehicle before handing over your hard-earned money.

The most reliable used car brands and models recommended by Canadian consumer reports and experts typically include:

 

Toyota – Corolla, Camry, RAV4

 

Honda – Civic, CR-V, Accord

 

Mazda – Mazda3, CX-5

 

Subaru – Outback, Forester

 

Lexus – ES, RX

 

Acura – TLX, MDX

 

Hyundai – Elantra, Tucson

 

Kia – Forte, Sorento

 

Ford – Escape, Fusion

 

Nissan – Altima, Rogue

 

Sticking with these makes and models that have proven reputations for dependability, safety, and longevity is your best bet for a satisfactory used vehicle. Be sure to get complete service records and have any car thoroughly inspected prior to purchase.

Some of the best places to find used car deals in Canada include:

 

– Private sellers often price vehicles lower than dealerships

 

– Used car superstores like Car Nation, AutoCatch.com, and Autotrader.ca

 

– Dealership certified pre-owned and used car clearance sale events

 

– Police auctions and government surplus property auctions

 

– Repossession auctions through Ritchie Bros. and other firms

 

– Online classifieds like Kijiji, Craigslist, and Facebook Marketplace

 

– Estate sales, divorce sales, bankruptcy sales

 

Regardless of where you find a potential used vehicle in Canada, be sure to get a vehicle history report, have a mechanic inspection, test drive extensively, verify service records, and negotiate the best price possible before committing to any used car deal. Cast a wide net across multiple sources to open up more possibilities.

Tips for getting the best deal when negotiating the purchase of a used car in Canada include:

 

– Research the vehicle’s fair market price in advance from Canadian Black Book or Car Cost Canada guides

 

– Check multiple listing prices for the same make, model, year, trim and mileage vehicles in your local market

 

– Have financing pre-approved before visiting dealerships so you can focus negotiations on the car itself

 

– Point out any flaws or wear items that will need to be repaired or replaced soon in order to ask for a lower price

 

– Get quotes from multiple sellers, even having them bid against each other on your trade-in

 

– Pitch an offer aggressively below asking price, then have evidence to support your counteroffer

 

– Request free add-ons like new tires, an extra set of keys, or an extended warranty to close the deal

 

– Be ready to walk away if you aren’t getting the price or terms you want

 

The more prepared you are before entering negotiations, the better deal you can score on a used vehicle in Canada. Know your budget, the reasonable price range, and don’t be afraid to push for maximum value.

There are good reasons to consider both private party sellers and licensed dealerships when buying a used vehicle in Canada:

 

**Private Sellers**

 

– Often have lower asking prices since there is no overhead/markup

 

– More room to negotiate pricing, extras, terms

 

– Can get full maintenance and ownership history

 

**Dealerships**

 

– Offer certified pre-owned vehicles that undergo inspections

 

– Can provide a vehicle history report

 

– Usually include a dealership warranty

 

– Better selection of inventory

 

– More financing options

 

– May be licensed, bonded, and insured for added consumer protection

 

Weigh factors like price, vehicle condition, included warranties, and your own peace of mind when deciding where to buy. Get any used car checked by an independent mechanic before finalizing a purchase.

Common fees to expect when buying a used car from a dealership in Canada include:

 

– Taxes – 5% GST or HST + provincial sales tax

 

– Registration, title transfer charges

 

– Dealer documentation fees – can be $300-$800

 

– Safety certification charges

 

– Financing fees if you take a dealership loan

 

– Dealer prep fees – can be $200-$500

 

– Wheel locks, nitrogen fills, etching fees if you agree to upsells

 

There can also be surprise fees or charges added in the finance office after you’ve negotiated the vehicle price. Always ask for an all-in out-the-door price and have them document any fees you must pay before signing paperwork. Know exactly what is included so there are no expensive surprises later.

To check for accidents or damage on a used car’s history in Canada, you should obtain a vehicle history report from:

 

– Carfax Canada

 

– CarProof

 

– AutoCheck

 

These companies provide comprehensive histories based on police reports, insurance claims industry data, service records, and more. They can help uncover any collisions, major damage, odometer rollbacks, branding as rebuilt/salvage vehicles and more.

 

You can order a car history report directly or many Canadian used car dealerships and listing sites now include free reports. Checking this official record gives you valuable insight into how well a vehicle has been maintained and cared for while on the road.

When test driving a used car, you’ll want to look out for:

 

– Any unusual noises from the engine, transmission, suspension

 

– Vibrations in the steering wheel at high speeds

 

– Hesitations, jerking or odd shifts from automatic transmissions

 

– Brake feel and stopping ability, pulling left or right when braking

 

– Proper functioning of electrical like lights, radio, windows

 

– Warning lights illuminated on the dash

 

– Alignment and tracking when driving straight on a flat road

 

– Strong acceleration and throttle response

 

– Functioning of climate control and electronics

 

– Comfort and support of seats

 

– Good visibility from all angles

 

Pay attention to as many vehicle attributes as possible during your test drive. This helps reveal underlying issues the owner may be unaware of or not disclosing. Thoroughly test driving used vehicles protects against expensive repairs down the road.

Key questions to ask when buying a used car in Canada:

 

– How many previous owners were there and do you have contact info for any?

 

– What regular maintenance has been performed and are there detailed service records?

 

– Has the vehicle ever been in an accident or had major repairs?

 

– Are there any existing problems or things needing repair you are aware of?

 

– What is the reason for the sale?

 

– How was this vehicle primarily used (personal transportation, business, etc)?

 

– Is the price negotiable and are you including any warranties?

 

– (At a dealership) Has this vehicle undergone your certified inspection process?

 

– May I take this vehicle for an independent pre-purchase inspection?

 

Ask plenty of questions before committing to ensure you get the vehicle history details you need from sellers. Also ask follow up questions if you notice anything concerning during a test drive.



When physically inspecting a used car yourself prior to purchase, look for:

 

– Consistent body panel gaps indicating no collision repairs

 

– Paint overspray or variations in color tones signalling repainting

 

– Straight, damage-free chassis with no evidence of bending or twisting

 

– Fluids that are clean without contaminants

 

– Brake, transmission, oil, other fluid levels all in proper range

 

– Signs of rust underneath or inside wheel wells and trunk

 

– Tire wear consistency with at least 50% tread remaining

 

– Seat, carpet, dash condition showing wear and tear

 

– Test all power locks, windows, seat adjustments

 

– Check all lights, wipers and electronic features thoroughly

 

Use a checklist so you don’t miss anything as body damage and mechanical issues can often be hidden. Identify any problems needing repair to inform negotiations or have properly addressed.

When buying a used vehicle from a private seller in Canada, important documents you should obtain include:

 

– Signed vehicle ownership transferring title to your name

 

– Service records and maintenance invoices

 

– Owner’s manuals, warranty booklets

 

– Recent safety certification if required in your province

 

– Emissions testing certificates as applicable

 

– List of any outstanding recalls or open campaigns

 

– Receipts for major repairs or replacements

 

– Multiple sets of keys, key fobs/remotes

 

– Spare tires, jacks and other accessories

 

– Vehicle history report detailing any damage or accidents

 

Review all documentation carefully to verify mechanical condition, ownership legitimacy, and ensure everything is in good order before finalizing a private party used vehicle purchase.

Common fees to expect when registering and licensing a used car in Canada by province include:

 

**British Columbia**

 

– Provincial Sales Tax – 12% of vehicle purchase price

 

– Registration fee – $40

 

**Alberta**

 

– No provincial sales tax

 

– Registration fee – $82

 

**Saskatchewan**

 

– Provincial Sales Tax – 11% of vehicle purchase price

 

– Registration fee – $85

 

**Ontario**

 

– Provincial Sales Tax – 13% of vehicle purchase price

 

– Licensing Fee – $108

 

Be aware of both one time fees like provincial sales taxes and annual license/registration costs. Some provinces also require additional inspection fees to certify the vehicle for registration after transfer of ownership.



Immediately after purchasing a used car in Canada, be sure to:

 

– Update registration and insurance in your name

 

– Transfer ownership title documentation

 

– Verify any included warranties are properly registered to you

 

– Change alarm codes, garage door openers, navigation addresses

 

– Ensure proper tire pressure, fluid levels

 

– Familiarize yourself with the owner’s manual and features

 

– Schedule an oil change, inspection, and tune-up

 

Following up on administrative details and taking care of basic maintenance right away helps ensure your used vehicle ownership gets off to the right start. These simple tasks also reinforce you made a solid investment in your next reliable ride.

Red flags that a used car could be problematic include:

 

– Significant visible collision damage or evidence of major repairs

 

– Major discrepancies on the vehicle history report

 

– Failure to provide maintenance records

 

– Multiple previous owners in a short timeframe

 

– Excessive rust or wear & tear for the vehicle’s age

 

– Leaked fluids or improperly serviced filters/fluids

 

– Engine trouble codes, check engine light illuminated

 

– Mildewy smells indicating water damage

 

– Aftermarket modifications like tinted windows, custom wheels

 

– Seller unable to answer questions about vehicle’s history

 

While minor issues can be addressed cost effectively, warning signs like these indicate deeper mechanical problems. Avoid potential used car lemons displaying multiple red flags or you may end up with an unreliable money pit.

A good rule of thumb is to budget $1000-2000 CAD per year to cover maintenance and unexpected repairs on an older used vehicle. This covers items like:

 

– Oil changes & routine inspections – $150-300

– New tires – $500-1000

– Brakes, batteries, hoses & belts – $300-800

– Transmission, radiator, alternator repairs – $500+

– Periodic tune-ups to pass emissions – $250-500

 

Newer vehicles under 5 years old may only require $500-800 in annual upkeep costs. Really old 10+ year vehicles could require closer to $2000-3000. Get repair cost estimates before buying to better understand overall costs of ownership.

The best way to finance a used car purchase from a dealership typically involves:

 

– Getting pre-approved financing from your bank, credit union or a lender like RateHub before visiting dealers

 

– Having proof of income, ID, and downpayment amount ready

 

– Limiting financed amount to a term under 6 years to avoid being underwater

 

– Negotiating the vehicle price separately from financing terms

 

– Finding lowest available interest rate offers (ideally under 6%)

 

– Putting at least 20% down to secure better rates

 

– Paying off loan as quickly as possible to save on interest fees

 

Shopping around among multiple lending institutions ensures you get the lowest used car loan rates and most favorable repayment terms.

The best extended warranty options for used cars in Canada include:

 

– Mazda Extended Confidence – up to 8 years/200k km

 

– Kia Platinum Coverage – 10 years/200k km

 

– Mitsubishi Added Security – up to 10 years

 

– Toyota Extra Care Protection – up to 250k km

 

– Subaru Added Security – 7 years/160k km

 

– Hyundai Preferred Coverage – up to 200k km

 

Factory backed warranties like these provide extensive coverage options on both parts and labor. Third parties also offer extended warranties tailored to used vehicles for added peace of mind. Costs range $1200-4000 depending on vehicle, mileage and coverage term.



If you discover issues with a used vehicle soon after purchasing it from a private seller, you should:

 

– Document the problems thoroughly in writing, with photos/video if applicable

 

– Contact the seller right away explaining the issues and desired resolution

 

– Politely but firmly request they refund a portion of the sale price so you can address repairs

 

– Consult a consumer lawyer to review your purchase agreement and determine if legal remedies exist

 

– File a complaint with the provincial consumer protection office for additional guidance

 

– Leave detailed negative reviews describing the situation to warn others

 

– Chalk it up as an expensive lesson and more thoroughly inspect the next used vehicle

 

While private sales are as-is, if a seller blatantly hid defects you may have recourse. Threatening small claims court action could persuade them to make things right.

Unfortunately Canada’s lemon laws only apply to new vehicles within manufacturer warranty periods, not used vehicles. Specific regulations differ by province but generally don’t provide consumer protection for used car purchases. That’s why having any vehicle inspected first and test driving extensively is so important before finalizing a used auto transaction. Provincial consumer bodies can provide guidance but have limited authority to resolve disputes over previously owned vehicles sold as-is. You will likely have to go to small claims court against the seller if undisclosed defects emerge down the road after purchase. So caution and due diligence is key for used car deals.

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