Car Deal Canada

Best Used Car Dealerships in Windsor

Best Used Car Dealerships in Windsor

Welcome to this ultimate guide on finding the best used car dealerships in Windsor, Ontario. Buying a used vehicle can be a stressful and overwhelming process. With so many options to consider, it’s difficult to know where to start and who to trust.


In this comprehensive guide, you’ll discover insider tips and advice to help you find a high-quality used car at the best possible price in Windsor. We’ll cover everything from researching dealerships online, what to look for during test drives and on the lot, negotiation strategies, dealer reviews, and more.


Whether you’re looking for your first car, upgrading to something bigger for a growing family, or simply want a reliable used vehicle that will last, this guide has you covered. By the end, you’ll feel empowered and confident to find the perfect used car dealer for your needs and budget.


Let’s get started!

Get Pre-Qualified in Under 60 Seconds

All Credit Approved and 0 Money Down Options Available

 

How to Research Used Car Dealerships in Windsor

With so many used car dealerships in Windsor, it can be overwhelming trying to find the right one. The best place to start your research is online, utilizing some of the major used car websites and listings sites. Here are some top sites to search:

 

  • Autotrader – Autotrader.ca allows you to search by make, model, price, mileage and more. You can view photos, dealership details and vehicle history reports.
  • Cars.com – This site has a large inventory of used car listings in Windsor. You can compare features and prices side-by-side.
  • Individual dealership websites – Most major dealerships like AutoMaxx and Rose City Ford have a used inventory section on their own websites. This allows you to see what’s on their lot.
  • Kijiji – The classifieds site has a used cars section where both dealers and private sellers list vehicles for sale.

 

When researching on these sites, pay attention to key details like price, mileage, options, vehicle condition and dealership location. Make notes and narrow down your options by budget, vehicle type, must-have options and features. For example, search for certified pre-owned SUVs under $15,000 within 25 km. This will help streamline your search process.

 

Checking Online Reviews

Before visiting a used car dealership in Windsor, it’s important to check for reviews online. This allows you to get unbiased opinions on the dealership’s customer service, pricing, vehicle quality and more. Here are some of the best sites to find reviews:

 

Google Reviews – Most dealerships today have Google Business profiles. Check Google Maps and search for the dealership to see ratings, reviews and pictures. This gives you a good snapshot of overall customer satisfaction.

Facebook Reviews – Many dealers also have active Facebook pages. Look not just at the overall star rating but read individual reviews. Facebook reviews tend to be more recent than Google.

DealerRater – This platform allows customers to leave detailed dealership reviews on things like salesperson professionalism, finance process, pricing and their overall buying experience. Reviews are verified so you can trust their authenticity.

 

Reading multiple online reviews gives you a well-rounded view. Look out for consistent complaints or praise and make note of any red flags. This research prepares you to enter negotiations with eyes wide open regarding the dealer’s reputation.

 

Test Driving Vehicles

Test driving multiple vehicles from a dealership is one of the most important parts of finding the right used car. When test driving, you’ll get a feel for how the car handles, gain insight into any issues, and determine if it’s a good fit for your needs. Here are some key tips for test driving used cars:

 

– Take each car on both city streets and highways. Driving conditions can expose issues.

– Test all features like the radio, AC, windows, etc. Verify they are working properly.

– Bring a family member or friend along. They may notice things you don’t.

– Take your time and don’t feel rushed. Spend at least 15-20 minutes driving to evaluate it.

– Ask the dealer for vehicle service records and to see inspection reports.

– Have a trusted mechanic do an independent inspection. They can catch problems the dealer may have missed.

– Test drive at different dealers to compare multiple makes/models before deciding.

 

Taking vehicles on thorough test drives and having a professional inspection done increases the chances of finding a reliable used car. Don’t skip these crucial steps during your search.

 

Evaluating Vehicle History Reports

One of the most important steps when buying a used car is to thoroughly evaluate the vehicle history report. These reports provide vital information about a vehicle’s past that can uncover issues or red flags. The two major vehicle history report services are CARFAX and AutoCheck.

A CARFAX or AutoCheck report details the vehicle’s accident history, ownership records, mileage, service and maintenance history, flood/frame damage, lemon history, and more. Having this insight allows you to make an informed decision and avoid buying a used car with significant problems.

Specifically, you’ll want to look for:

 

  • Accident history – How many accidents has the car been in? More accidents can indicate more wear and tear.
  • Number of owners – More owners may mean the car hasn’t been cared for consistently.
  • Service records – Consistent service at the dealer is ideal. Gaps may indicate issues.
  • Out of state history – Has the car spent time in areas with road salt or coastal flooding?
  • Open recalls – Are there any outstanding safety recalls that need to be addressed?

 

Running a vehicle history report is essential due diligence when buying used. While not foolproof, it provides key details to avoid buying a used lemon. When reviewing reports, be wary of any red flags or gaps in the vehicle’s history.

 

Inspecting Vehicles on the Lot

When you visit a used car lot, it’s important to do a thorough inspection of any vehicle you are interested in purchasing. Here are some key things to check:

 

Examine the Exterior

Walk around the entire vehicle and look for any dents, scratches, mismatched paint, rust spots, or other cosmetic issues. Check that the body panels align properly and the gaps between them are consistent. Examine the tires for adequate tread depth and even wear. Look under the car for leaks or damage.

 

Review the Interior

Open all doors and the trunk to inspect for stains, damage, or signs of wear. Test all controls like windows, locks, seats, and lighting. Check for musty odors that could indicate water leaks. Ensure gauges, warning lights, and electronics function properly.

 

Inspect the Undercarriage

Use a flashlight to look under the car and check for rust, damage, or leaks around the frame, suspension, exhaust, and drivetrain components. Watch for fluids that may indicate issues.

 

Test Drive Features

Take the car for an extensive test drive, testing all features. Make sure the transmission shifts smoothly, the brakes work well, and the steering and suspension feel tight. Verify cruise control, radio, Bluetooth, climate control, and other electronics operate correctly.

 

Negotiation Tips

When negotiating for a used car, it’s important not to reveal your maximum budget too early in the process. Start by making an offer below the asking price so there’s room for the dealer to come down in price. Many experts recommend offering around 10% less than the asking price to start negotiations. You can cite reasons like mileage, wear and tear, or comparably priced models as justification for your lower offer.

It’s normal for the salesperson to counter with a higher price. See if you can get the salesperson to knock off at least a few hundred dollars from their counteroffer. Be prepared to negotiate on things like add-ons and fees as well if they won’t come down more on price.

If you reach an impasse, don’t be afraid to walk away. Many times the salesperson will ask you to wait and then come back with a better offer. Just be sure your budget allows some flexibility, so you can accept if they meet you in the middle between the asking price and your initial offer.

Stay firm on the total price you’re willing to pay, and remember you can always search for similar models at other dealers if you can’t reach an agreement. With patience and flexibility, you can negotiate a great used car deal.

 

Avoiding Add-Ons/Fees

When purchasing a used vehicle from a dealership, it’s important to be wary of extra fees that can quickly drive up the final price. Some common add-ons to watch out for include:

 

  • Documentation fees – These can range anywhere from $200-$500 and are charged by the dealer for preparing and processing paperwork.
  • Etching fees – Dealers will often try to upsell you on etching your VIN on the windshield and windows as an anti-theft measure, typically charging $200-$400.
  • Nitrogen-filled tires – Some dealers advertise this as a premium feature and charge $100+ to fill tires with nitrogen instead of regular air.
  • Fabric protection – Optional treatments to protect upholstery and carpeting that can cost several hundred dollars.
  • Extended warranties – These extra service contracts can cost upwards of $2,000 but may not be worth the price.

 

Many of these extras provide little real value but significantly pad the dealership’s profits. Be sure to read all paperwork carefully, ask about every fee, and don’t be afraid to push back on unnecessary add-ons. The price should reflect the value of the used vehicle itself.

 

Automaxx Windsor

Automaxx Windsor is one of the most popular used car dealerships in the city, known for its wide selection of inventory at competitive prices. This dealership has been serving Windsor for over 15 years and has earned a reputation for fair deals and quality used vehicles.

When it comes to inventory, Automaxx has one of the largest selections of used cars, trucks, SUVs and vans in Windsor. They typically have over 300 vehicles in stock at their spacious lot, ranging from fuel-efficient sedans to family minivans and trucks. You’ll find all the major brands like Ford, Honda, Toyota, Chevrolet, Dodge and more. Automaxx specializes in later model used vehicles, generally from the past 5-7 years, with lower mileage and more features.

In terms of pricing, Automaxx offers very competitive rates on their used inventory. They have monthly specials and promotions that can save you hundreds or even thousands off the list price. Their on-site financing team works to get customers approved for car loans at low interest rates. You can even get pre-qualified online. This dealership is willing to negotiate fairly on pricing and work with customers to get into an affordable used vehicle.

When it comes to reputation, Automaxx Windsor has very positive reviews from customers. They are known for having knowledgeable salespeople who take the time to listen and don’t use pressure tactics. Their service department gets high marks for fixing issues and standing behind the vehicles they sell. Overall, Automaxx offers a low-stress buying experience.

 

Sherwood Auto Sales

Sherwood Auto Sales is a used car dealership located in Windsor, Ontario. They have a large selection of used vehicles including trucks, SUVs, cars and vans. Sherwood Auto Sales has been serving the Windsor community for over 40 years and has built a reputation for quality used vehicles at competitive prices.

When you visit Sherwood Auto Sales, you’ll find a wide range of makes and models on their lot. Their inventory includes popular brands like Ford, Chevrolet, Dodge, Nissan, Toyota, Honda, Hyundai and more. They get new inventory in daily, so there’s always a good selection of vehicles to choose from. The dealership focuses on well-maintained vehicles typically under 5 years old and under 100,000km.

The sales team at Sherwood Auto Sales has years of experience and provides excellent customer service. They’ll work with you to find the right used vehicle to fit your needs and budget. All vehicles come with a used vehicle package that includes a CarProof report and Ontario safety certification. Sherwood Auto Sales also offers competitive financing options to help get you into the vehicle you want.

Overall, customers consistently praise Sherwood Auto Sales for their no-pressure sales approach, transparent pricing, and commitment to finding the perfect used vehicle. Their Google rating is an impressive 4.7 stars after hundreds of reviews. When you’re looking for quality used cars and great service in Windsor, Sherwood Auto Sales is an excellent choice.

 

Rafih Auto Group

Rafih Auto Group has been serving the Windsor area for over 30 years and has earned a reputation for excellent customer service and competitive pricing. Their massive 50,000 square foot facility houses an extensive selection of quality used vehicles from brands like Ford, Chevrolet, Dodge, Nissan, Toyota, Honda, and more. You can easily browse their online inventory of over 200 used cars, trucks, and SUVs complete with prices, vehicle details, and high-quality photos.

The team at Rafih Auto Group prides themselves on making the car buying experience stress-free for their customers. Their non-commissioned sales consultants focus on your needs rather than pressuring you into a sale. You can expect upfront pricing, flexible financing options, and a best price guarantee when purchasing your next used vehicle from Rafih.

In addition to their selection of used inventory, Rafih Auto Group is also home to Windsor Chrysler Dodge Jeep Ram for new Chrysler, Dodge, Jeep and Ram sales and service. This gives you the ability to upgrade or trade-in your used vehicle for a new one at the same location. Rafih Auto Group consistently receives 4+ star reviews for their customer service, prices and wide selection.

 

Rose City Ford

Rose City Ford is one of the most well-known and trusted Ford dealerships in Windsor. Located at 8787 Tecumseh Road East, Rose City Ford has been serving Windsor drivers for over 50 years. They offer a wide selection of new Ford models as well as an extensive inventory of used vehicles.

When it comes to used inventory, Rose City Ford has a great mix of Ford models as well as other makes and models. You can easily search their online used inventory, which currently has over 200 vehicles available. They have a large selection of trucks, SUVs, sedans, hybrids, and more. The dealership gets fresh trades every day, so the used inventory is constantly changing.

Rose City Ford is known for having fair, no-haggle pricing on both new and used vehicles. They offer transparent pricing right on their website so you can easily compare models and prices. The dealership also frequently runs specials and promotions that can save you even more money. For example, they often have discounts for military personnel and students.

In terms of customer service, Rose City Ford has stellar reviews. Customers consistently praise the dealership’s friendly staff, low-pressure sales approach, and overall exceptional service. Many reviewers mention the dealership’s commitment to finding the right vehicle for each customer’s needs and budget.

Overall, Rose City Ford is one of the top used car dealers in Windsor in terms of selection, pricing, and reputation. Anyone looking for a quality used Ford or other model should check out their inventory online or visit their dealership in person.

 

Independent vs Franchise Dealers

When shopping for a used car in Windsor, you’ll come across both independent dealers and larger franchise dealers. Independent dealers are privately owned and often specialize in particular brands or types of vehicles. Franchise dealers represent major automakers like Ford, GM, Toyota, etc. Here’s a look at some of the key differences between the two:

 

Inventory – Independent dealers tend to have a smaller, more specialized inventory. This allows them to focus on specific models and really get to know those vehicles inside and out. Franchise dealers have access to huge inventories across their brand’s lineup.

Pricing – Independent dealers may be able to offer better prices on certain models they specialize in. But franchise dealers often have more wiggle room for negotiation, especially on high-demand models.

Financing – Franchise dealers typically offer great financing deals and incentives, especially for certified pre-owned vehicles. Rates at independent dealers can vary more.

Service – Franchise dealers provide manufacturer-backed service. But a good independent dealer will also have a trusted service department familiar with their inventory.

 

So in summary, independent dealers can be great for finding deals on niche or specialty vehicles. But franchise dealers offer one-stop shopping across many models plus great financing and service.

 

Buying from Private Sellers

In addition to dealerships, purchasing from a private seller is another option when buying a used vehicle in Windsor. There are some pros and cons to be aware of when going this route:

Pros:

 

  • May find more unique or specialty vehicles not on dealer lots
  • Owners may know service history and provide maintenance records
  • Lower prices since there is no dealer markup
  • Can negotiate directly with the owner

 

Cons:

 

  • No warranty or guarantees like at a dealership
  • No financing assistance – must pay in full or secure separate financing
  • Less legal protections if issues arise down the road
  • Can be more complex to transfer title/registration

 

If opting to buy from an individual, be sure to still get a vehicle history report, inspection, and test drive. Also verify maintenance records, title status, outstanding liens, and ownership before purchasing to ensure there are no surprises down the road.

 

Financing Considerations

Financing is an important consideration when buying a used car. Having a preapproval from your bank or credit union can give you leverage when negotiating. It also allows you to know your budget and monthly payment ahead of time.

Interest rates vary quite a bit when financing a used car. Rates are typically higher than new cars, ranging from 3-12% for used. Your credit score plays a big role in determining your rate. Those with excellent credit can qualify for the lowest rates. It’s a good idea to check your credit report and score first so there are no surprises.

Loan terms for used cars typically range from 36-72 months. Longer terms of 60-72 months allow for lower payments but result in paying more interest over the life of the loan. Opt for the shortest term you can afford to save money.

Setting a realistic budget is crucial when financing a used car. Factor in the purchase price, taxes/fees, insurance, gas, and maintenance costs. Get preapproved for a loan amount that fits your budget and income level. Sticking to your budget means you won’t end up overextended.

 

Conclusion

In conclusion, finding a reliable used car in Windsor requires thorough research and patience. When visiting dealerships, take test drives, inspect vehicles closely, negotiate pricing, and avoid unnecessary add-ons. We recommend shopping at highly-rated dealers like Automaxx Windsor, Sherwood Auto Sales, Rafih Auto Group, and Rose City Ford. These dealerships have great reputations for quality used inventory, fair pricing, and excellent customer service.

The key tips to recap are:

 

  • Research dealership reputations and inventory online first
  • Take every car on a lengthy test drive
  • Have a mechanic inspect the vehicle before buying
  • Negotiate pricing aggressively and say no to extra fees/services
  • Consider smaller independent dealers as well as big franchise dealers

 

Buying a used car is a big decision – take your time and utilize this guide to find the right vehicle at the best price. Please don’t hesitate to contact us if you have any other questions about shopping for used cars in Windsor!

 

Get Approved Today

See if you qualify in under 60 seconds

Questions About Best Used Car Dealerships in Windsor

The top used car dealerships in Windsor, Ontario include Automaxx Pre-Owned Super Center, Strickland’s Automart – Windsor, Golden Auto Sales, Just Rite Auto Sales Ltd., Rafih Auto Group Windsor, AutoMaxx Windsor, Rocky Motors, Windsor Pre-Owned Auto Sales, Rose City Ford, Sherwood Auto Sales, and Eastway Toyota. These dealerships have great selections of used vehicles at fair prices and excellent customer service. Be sure to read online reviews and shop around to find the best dealership for your needs.

Some tips for getting a good deal on a used car in Windsor include:

 

– Shop late in the month or quarter when dealerships are trying to meet sales quotas

– Consider buying from a private seller to avoid dealer fees and markup

– Get pre-approved financing before shopping to strengthen your negotiating position

– Inspect the vehicle thoroughly or have a mechanic check it out before purchasing

– Negotiate the final price including fees, accessories, warranties etc. to get the best overall deal

– Check sites like AutoTrader.ca and CarGurus for price comparisons on similar vehicles

– Be ready to walk away if you can’t get the price you want

According to Canadian Black Book, the average price for a used car in Windsor is around $17,000 as of 2023. However, used car prices can vary significantly based on the age, make, model, mileage, condition and other factors of the specific vehicle. More affordable used cars typically range from $5,000 to $12,000, while luxury models can cost $30,000 or more. With some shopping around, buyers can usually find a quality used car in Windsor between $10,000 to $20,000.

Some of the most popular types of used cars purchased in Windsor are:

 

– Mid-size sedans like the Honda Accord and Toyota Camry

– Compact sedans like the Honda Civic and Hyundai Elantra

– Small SUVs like the Ford Escape and Nissan Rogue

– Minivans like the Dodge Grand Caravan and Toyota Sienna

– Full-size pickup trucks like the Ford F-150 and RAM 1500

 

These reliable, fuel-efficient models hold their value well and meet the needs of many Canadian drivers. More Windsor residents choose Japanese brand vehicles over American and European cars when buying used.



To properly inspect a used car before buying in Windsor, follow these tips:

 

– Test drive the car on different road conditions for at least 15 minutes

– Check that all electrical components and mechanical systems are working

– Look for leaks, rust, paint flaws, uneven tire wear and other issues

– Review all vehicle history reports to check for accidents or damage

– Have a certified mechanic do a pre-purchase inspection (PPI)

– Check that all VIN numbers on parts match the vehicle VIN

– Take the car for a highway drive at higher speeds, if possible

– Ask plenty of questions about maintenance and get all records

 

Being thorough protects against buying a used lemon. Consider paying $100 or so for the peace of mind of a PPI before finalizing any used car purchase.

Important paperwork to review when buying a used car from a dealership in Windsor includes:

 

– Canadian Motor Vehicle Purchase Agreement – Review all terms, fees etc.

– Vehicle history reports – Check for accidents, liens, title brands etc.

– Financing contract – Ensure you understand payments, interest rates and total cost

– Safety and emissions testing certificates

– Service records and log books – Verify regular maintenance

– Warranties and additional products purchased

– Bill of sale – Lists VIN, price paid, date of sale

– Vehicle registration and title – Confirm it’s clear and lien-free

 

Review all documents carefully before signing anything. Get copies of paperwork for your records too.

Common fees to expect when buying from a used car dealership in Windsor include:

 

– Dealer documentation fee: $199-$399

– Licensing and registration costs: $120-$220

– Safety certification fee: $89-$150

– Provincial sales tax: 13% of vehicle price

– Tire tax fee: $15-$30

– Optional etching fee: $399+

 

There may also be financing fees if you take a dealer loan. Avoid unnecessary upsells and know all charges before finalizing the used car purchase. Negotiating fees can help lower overall costs.

Yes, the used car prices at dealerships in Windsor are almost always negotiable. Salespeople initially quote higher prices to build in negotiation room. You can counter by 10-15% lower as a starting offer. Bring facts on comparable vehicles for sale and their prices to support your number. Negotiate the out-the-door price including tax, fees etc. Being willing to walk away gives you negotiation leverage too. So shop around and negotiate to lock in the best used car deal.

The safest way to pay for a used car from a dealership in Windsor is with a bank draft or certified check for the agreed sale amount made out to the dealership. This guarantees cleared funds on purchase. Other options like cash or personal checks can have risks. Avoid wire transfers – they take days to clear but let dealers release cars sooner. If financing, review all loan terms carefully before signing agreements. Get everything pertaining to the sale price and financing in writing from the dealer as well.

Ontario’s lemon law legislation helps protect used car buyers from purchasing defective vehicles. If a major problem is found within 30 days or 2,500 km of buying a used car from a dealer, buyers have the right to return for a full refund or replacement vehicle. To qualify under the law, the issue must impact safety or render the car undriveable. Lesser issues entitle buyers to repairs sufficient to make the car roadworthy. Lemon law coverage varies for private sales – buyer beware.



 

Getting a CarProof or Carfax report is strongly recommended when buying a used car in Windsor. These reports detail the vehicle’s history based on registrations. They can reveal past accidents, insurance claims, liens and more issues. About 1 in 4 used cars have surprises uncovered in their histories. Reading the CarProof/Carfax gives peace of mind that the used car has a clean record. Some dealers provide them, but buyers can purchase their own reports as an added precaution too. They are essential protection against buying a used car with hidden problems.

Important questions to ask the used car dealer in Windsor include:

 

– Why are you selling this particular vehicle?

– How many previous owners did the car have?

– What condition is the timing belt/chain in?

– Has the car ever been in an accident?

– Does the vehicle have any mechanical issues or need repairs?

– Can I take the car for an independent inspection?

– What preventative maintenance has been done and is due next?

– Are there any warranties included with the vehicle?

– May I review the vehicle history report?

– Is the price negotiable and what can you offer me?

 

Ask everything about the car. A transparent salesperson readily shares details. Dodge sellers who avoid answering or get irritated by questions.

The best places to find used cars for sale by owner in Windsor and surrounding areas include:

 

– Facebook Marketplace

– Kijiji Autos

– UsedWindsor.com classifieds

– Leamington & Kingsville Buy & Sell Facebook group

– Local community Facebook groups

– Parking lots of grocery stores and plazas with “For Sale” signs

– Word of mouth through friends, family and co-workers

 

Connecting with sellers directly skips dealer markups and fees. Test drive several private-party vehicles before deciding. Get any used car candidates inspected by a trusted mechanic too.

Buying privately has risks in Windsor or anywhere. To protect yourself:

 

– Meet sellers at their residence to confirm identity and ownership

– Test drive the car thoroughly on multiple road types

– Get a CarProof report to uncover issues in the car history

– Take the car for an independent pre-purchase inspection

– Ask to see the vehicle ownership registration paper

– Verify odometer reading matches records during test drive

– Ask lots of questions about condition, repairs and maintenance

– Pay only after everything checks out fine

 

Setting contingencies for inspections and historical records checks makes private deals safer. Paying via secure electronic bank transfers also adds protection.

According to the Insurance Bureau of Canada, the average cost of auto insurance in Windsor is approximately $1,458 per year as of 2023 or about $121 per month. However, insurance rates can vary greatly based on the specific driver and vehicle. Expect higher rates for new drivers under 25 or for certain cars. Getting quotes from insurers like Belairdirect, Sonnet, TD Insurance and others allows comparing rates. Purchasing just mandatory coverage keeps costs lower as well. Ultimately, Windsor drivers can expect to budget $100 to $250 monthly for basic to optimal used car insurance coverage.

To avoid buying a used car in Windsor that has been flooded or storm damaged, be sure to:

 

– Examine the vehicle inside and out for signs of water damage or rust issues

– Look for mud or signs of residue in hard to reach areas of the car

– Review the CarProof report for insurance claims or title brands due to floods

– Ask the seller directly if the car has ever been in a flood

– Have a mechanic inspect the car’s electrical systems for corrosion and failures

– Check if carpets or upholstery seem musty or have been replaced

– Test all functions like lights, signals and wipers for quirks

 

Buying from reputable dealerships can give more peace of mind too. But checking everything personally is the only way to avoid a water damaged lemon.

An extended warranty providing at least powertrain protection for major components like the engine and transmission is highly recommended when buying a used car in Windsor. Factory warranties have often expired on used cars or have low coverage levels. Extended warranties pick up where factory coverage leaves off. Terms can range from 6 months to 7 years for used vehicles. Key is finding reputable providers like Endurance or Carchex versus dealer-offered plans. Getting quotes to compare rates is wise too. Ultimately, an extended auto warranty brings invaluable peace of mind against pricey part failures down the road.

The best places to get used car financing in Windsor are your personal bank or local credit union, as well as options like:

 

– Fairstone Financial

– TD Auto Finance

– Scotiabank Car Loans

– BMO Bank of Montreal

– CIBC Personal Lending

– Desjardins Bank

– National Bank

– LoanConnect

 

Getting pre-approved gives you strong negotiating power when shopping too. Compare interest rates between banks, credit unions and financing companies. Union-based options sometimes offer preferred rates. Review all lending terms carefully and avoid high-pressure dealer financing if possible.

Tips for negotiating the best used car financing rates in Windsor include:

 

– Check your credit score and report for accuracy beforehand

– Get pre-approved financing from a lender before visiting dealers

– Make a reasonable down payment if possible – at least 15-20%

– Ask the dealer if they can beat your pre-approval rate

– Negotiate the interest rate and avoid talking monthly payments

– Secure quotes from multiple lending sources

– Be willing to walk out over rate disagreements

– Ask about promotional financing offers

– Opt for shorter loan terms to reduce interest (36-48 months)

 

Having financing alternatives and being ready to use them builds leverage with dealers to get you the most competitive interest rates.

To register a used car with the MTO in Windsor, you need:

 

– Completed Used Vehicle Information Package

– Signed vehicle bill of sale or dealer’s sales contract

– Documentation fee payment

– Safety Standards Certificate for vehicles 7 years or older

– Proof of valid insurance coverage slip

– Emissions test results for diesel-powered vehicles

– Completed licence plate portion of vehicle permit

– Applicable sales tax payment

 

You have 6 days to register a purchased used car in Ontario to avoid late fees. Ensure you get all MTO forms filled out properly by the seller to expedite registration.

Important things to know before importing a used vehicle into Canada via the Windsor border crossing include:

 

– You may need to show 6 months of prior foreign insurance

– Passing safety and emissions certification will be required

– Adjustments may be required to meet Transport Canada standards

– You will have to pay applicable taxes and import duties

– The vehicle must be 15 years old or less to be import eligible

– Restrictions apply on importing damaged, scrapped or written off vehicles

– The import process can take 4-6 weeks to finalize

 

Consider all costs of importing a foreign used car. Shopping locally may be easier. Use a specialist broker to handle paperwork and inspections when importing.



The top places nearby Windsor to buy cheaper used cars for import back into Canada include:

 

  1. Detroit, Michigan – Large used inventory with low US pricing
  2. Cleveland, Ohio – 4 hour drive and cheaper cost of living
  3. Buffalo, New York – Quick border crossing and exchange rate deals
  4. Flint, Michigan – Under 3 hours away with affordable options
  5. Toledo, Ohio – Cross-border price differences make deals possible
  6. Akron, Ohio – Import eligible used cars priced below Canadian market

 

Always factor in border fees, currency exchange rates and import costs before deciding to buy vehicles out of country. Shopping just across the border can yield big savings on comparable used cars though.

Get Approved Today

See if you qualify in under 60 seconds