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Used Cars in Nova Scotia

Nova Scotia

Buying a used car can be one of the biggest purchases you make, and searching for that perfect pre-owned vehicle in Nova Scotia can feel like navigating a maze. With so many makes, models, dealerships, private sellers and variables to consider, it helps to have an expert guide you through the process.

In this comprehensive resource, we’ll provide an in-depth overview of everything you need to know about buying a used car in Nova Scotia. You’ll discover pro tips for finding the most reliable models, getting the best deal from private sellers or dealers, securing financing, registering the vehicle and more. If you want to feel confident and informed when making your used car purchase, you’re in the right place.

Throughout this guide, we’ll share advice and insights to help simplify your search. You’ll learn where to find inventory, how to inspect any car properly, strategies to negotiate the lowest price, and what to look for during test drives. Whether you’re searching for a commuter car, family SUV or luxury sedan, our goal is to empower you with the knowledge to find the ideal used vehicle.

Let’s start the journey to your perfect used car in Nova Scotia!

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Used Car Market Overview in Nova Scotia

The used car market in Nova Scotia is robust and growing. It’s a great place to find quality used vehicles at reasonable prices. According to market research, there are approximately 8,200 used cars for sale in Nova Scotia at any given time.

The used car market has seen steady growth over the past decade. More Nova Scotians are opting to purchase used rather than new. There are a few key reasons for this trend:

 

  • Cost savings – Used cars tend to be thousands less than new models.
  • Certified pre-owned programs – These offer warranties and peace of mind with used.
  • Better selection – The used market has a diverse range of makes/models.

 

Some of the most popular used models purchased in Nova Scotia are:

 

 

  • Ford F-150 – This full-size pickup truck dominates sales.
  • Honda Civic – A long-time favourite small sedan/coupe.
  • Toyota RAV4 – The compact SUV with impressive resale value.
  • Mazda CX-5 – A stylish and reliable crossover SUV.
  • Ford Mustang – The iconic muscle car continues to sell well.

 

With strong consumer demand and increasing inventory, the used car market looks poised for further growth in Nova Scotia.

 

Top Places to Buy Used Cars in Nova Scotia

When looking to buy a used car in Nova Scotia, you have several options for where to shop. Here are some of the top places to find used cars for sale across the province:

 

Major Dealerships

Larger, brand name dealerships tend to have a wide selection of used vehicle inventory. This includes dealers like O’Regan’s, Colonial Honda, Parsons Motors, and more. Major dealerships purchase used car trade-ins, put money into reconditioning, and usually offer financing & extended warranties on used vehicles. The benefit is one-stop shopping, but prices may be higher.

 

Smaller Used Car Lots

There are many smaller, independent used car dealerships and lots across Nova Scotia. These shops may specialize in certain brands, have more affordable pricing, offer their own financing, and have flexible hours. The selection is smaller than major dealers, but the experience may be more personalized.

 

Auctions

Auto auctions like Halifax Auction Direct allow dealers and sometimes the public to bid on used vehicle inventory. Auction prices can sometimes be lower than dealership prices, but there is no ability to test drive or have the car inspected beforehand. Vehicles are sold “as-is.”

 

Private Sale

Purchasing from an individual through classifieds, social media, or forums is another option. This allows negotiation on price and you can potentially score a great deal. However, there is no warranty and you must trust the owner on vehicle history. Get any used car inspected first when going private sale.

 

Buying from Dealerships

Purchasing a used car from a dealership has its pros and cons compared to buying privately. On the plus side, dealerships offer a broader selection of makes and models, often with detailed service records and vehicle history reports. You also get some added consumer protections when buying from a licensed dealer. However, dealerships charge higher prices and fees, so you’ll likely pay more for the same vehicle versus a private sale.

When negotiating with a dealership, come prepared with pricing data on similar vehicles in your area. Offer a fair price based on condition and mileage, but don’t be afraid to make multiple offers until you reach an agreeable price. Dealerships expect you to negotiate, just remain polite and reasonable. Consider bundling a trade-in vehicle to help lower the price. Also be wary of common dealer tactics like focusing on monthly payments rather than the total vehicle price.

Dealerships can offer very competitive financing rates through relationships with lenders, even for used vehicles. Get pre-approved through your bank or credit union so you know your credit score and have a benchmark rate going into negotiations. Then compare the dealer financing terms to see which offers the best rate and repayment period for your budget. Just watch out for low teaser rates that jump after a few years.

While dealerships may not seem the obvious choice for bargain hunting, their full-service approach can make the used car buying process much smoother, especially for first-time buyers. Just balance the higher costs against the convenience and consumer protections.

 

Buying Private Sale

Purchasing a used car from a private seller can save you money compared to buying from a dealership. However, there are some pros and cons to consider.

Some of the advantages of buying privately include:

 

  • Lower prices – Private sellers are often more flexible on price and you may be able to negotiate a better deal.
  • Wider selection – Private sellers generally have a smaller inventory of cars for sale so you can find more unique vehicles.
  • No commission – You don’t have to pay dealer commissions and fees which saves you money.
  • Seller knowledge – Private individuals may know more details about the car’s history compared to a dealership.

 

However, there are some risks to keep in mind as well:

 

  • No warranty – Private sales are usually as-is with no warranty or guarantees.
  • Fewer legal protections – You have less recourse if the car has undisclosed issues.
  • Maintenance uncertainty – The vehicle maintenance history may be unknown.
  • Title issues – Ensure the title is clear and the seller actually owns the car.

 

When buying privately, it’s important to thoroughly inspect the vehicle. You may want to bring along an auto mechanic for a pre-purchase inspection to identify any problems. Review all paperwork including the vehicle title, service records, and accident history. Take the car for a test drive and check that all features and controls are working properly.

Buying from a private owner has more risks than a dealership. But you can potentially save thousands of dollars on the purchase price. Just be sure to get the vehicle thoroughly checked by a professional before purchase.

 

Most Reliable Used Cars in Nova Scotia

When buying a used car in Nova Scotia, focusing on reliability should be a top priority. Getting stuck with a used car that constantly has mechanical issues can quickly lead to buyer’s remorse and unexpected repair costs. Fortunately, some makes and models have a solid reputation for dependability in their used vehicles.

Here are some of the most reliable used cars commonly found for sale in Nova Scotia:

 

Toyota Corolla

The Toyota Corolla compact sedan and hatchback is renowned for reliability. Corollas from the mid-2000s onward routinely rack up over 300,000 km without major issues when properly maintained. The 1.8L 4-cylinder engine in particular has proven very sturdy. Prices for used Corollas tend to hold their value due to high demand.

 

Honda Civic

Like the Corolla, the Honda Civic earns praise for excellent reliability in its used models. Civics from the early 2000s and newer can surpass 300,000 km if regular maintenance is performed. The engines and transmissions are particularly resilient. Prices are competitive on the used car market in Nova Scotia.

 

Toyota RAV4

In the SUV category, the Toyota RAV4 consistently ranks as one of the most trouble-free used vehicles. The 4-cylinder engines and all-wheel drive systems stand the test of time. RAV4 models from 2005-2015 make a smart used buy. Their reputation for durability allows them to fetch higher resale prices.

 

Subaru Outback

The Subaru Outback midsize crossover SUV has carved out a following for its rugged dependability. Most mechanical issues tend to be minor. All-wheel drive Outbacks with the flat-4 “Boxer” engine from 2010-2018 deliver peace of mind motoring for years. Higher-mileage models still command good money in the used vehicle market.

Focusing your used car search in Nova Scotia on these tried and true models can help avoid the pitfalls of poor reliability down the road. Test driving and taking them for an inspection before purchase is still essential. But starting with a used car known for durability stacks the odds in your favour.

 

Getting Financing

Financing is an important consideration when purchasing a used car in Nova Scotia. Having the right financing terms can make buying a used car much more affordable. There are several options to explore when it comes to financing a used car purchase.

One option is getting pre-approved for a car loan in Nova Scotia from your bank or credit union before you start shopping. This allows you to know your budget and interest rate ahead of time. Banks and credit unions often offer competitive interest rates to customers with good credit. A pre-approval letter also gives you negotiating power when working with a dealership’s financing department.

Another option is dealer financing from the dealership where you end up purchasing the used car. Many dealerships work with third-party lenders and banks to offer financing right on the lot. This can be convenient, but interest rates are often higher than at a bank or credit union. Be sure to negotiate the best rate possible if going with dealer financing.

The average interest rate for a used car loan currently ranges from 4-8% for buyers with good credit. Those with excellent credit scores over 720 can qualify for rates around 2-3%. Buyers with poor credit will pay the highest rates, which can be over 20% from subprime lenders. The best way to get a lower rate is to shop around with multiple lenders and compare offers.

It’s recommended to get quotes from at least 3 lenders before deciding on financing. Consider the total interest paid over the loan term, not just the monthly payment. Opting for a shorter loan term like 3 years instead of 5 or 6 can save thousands in interest paid. Putting down a larger down payment of 15-20% also helps keep interest costs down.

Carefully read all financing terms and get clarification on any fees for processing, early payoff, etc. Understanding the full financing agreement is key to avoiding surprises down the road. Do the math to determine the real cost of financing when considering different offers.

With the right financing, buying a quality used car in Nova Scotia can be affordable. Take the time to explore all of your options to find the best loan terms and lowest interest rate possible.

 

Insurance Considerations

Purchasing car insurance is a requirement when buying a used vehicle in Nova Scotia. There are a few key types of mandatory coverage to consider:

 

Required Coverage

Nova Scotia law requires all drivers to carry a minimum level of car insurance. This includes:

 

  • $500,000 Third Party Liability – Covers injury or death claims for other people due to an at-fault accident.
  • $500,000 Accident Benefits – Covers medical and rehabilitation costs for you and your passengers after an accident, regardless of fault.
  • Uninsured Auto – Protects you if an uninsured driver hits your car.

 

Optional coverage like collision, comprehensive and rental reimbursement are highly recommended as well.

 

Rates

Car insurance rates in Nova Scotia are among the highest in Canada. On average, Nova Scotians pay around $1,100 annually for auto insurance.

Factors that impact your premiums include:

 

  • Your driving record
  • Years licensed
  • Vehicle use
  • Type of vehicle
  • Coverage and deductible levels
  • Where you live

 

Purchasing used versus new or leasing doesn’t directly impact your rates. But newer model used cars often have higher premiums.

Getting quotes from multiple providers ensures you find the best rate for your used car purchase.

 

Registering and Inspecting

Once you’ve purchased a used vehicle in Nova Scotia, there are a few steps you’ll need to take to make it road legal:

 

Registration

You’ll need to register your used car with the Nova Scotia Registry of Motor Vehicles within 10 days of purchase. Here’s what is required for registration:

 

  • Completed Vehicle Registration Application
  • Bill of Sale or completed Transfer/Tax Form
  • Safety inspection certificate from an authorized inspection station (if required)
  • Proof of valid insurance
  • Applicable taxes and fees paid

 

Registration fees in Nova Scotia are based on the vehicle’s weight. For a typical used car, expect registration fees to be around $140-200. There are additional taxes to be paid as well, which vary based on the vehicle’s value and whether it was purchased privately or from a dealer.

 

Safety Inspection

All vehicles registered in Nova Scotia must pass an annual safety inspection at an authorized inspection station. This involves checking components like tires, lights, windshield, emissions controls, and more. If issues are found, you’ll need to have them repaired before the vehicle can pass.

The safety inspection costs around $25-40. Once the vehicle passes, you’ll be issued a Safety Inspection Certificate that is valid for one year. This certificate will need to be provided upon registration.

Ensuring your vehicle passes the safety inspection is an important step to comply with regulations and ensure you are driving a roadworthy vehicle.

 

Top Used Car Models in Nova Scotia

Nova Scotia has a diverse mix of used cars for sale. Here are some of the most popular models that provide good value and reliability in the province:

 

Toyota Corolla

The Toyota Corolla is one of the best-selling cars worldwide, and for good reason. Corollas are known for their excellent fuel economy, low maintenance costs, and proven reliability. Used Corollas typically sell for $5,000 – $15,000 depending on the year, mileage, and condition.

 

Honda Civic

Similar to the Corolla, the Honda Civic is wildly popular for its efficiency, practicality, and reputation for longevity. Used Civics can regularly be found for $6,000 – $18,000. The Civic is one of the top choices for buyers looking for an affordable, dependable used compact car.

 

Ford F-150

Trucks are hugely popular across Nova Scotia, and the Ford F-150 reigns supreme as the best-selling vehicle in Canada. Used F-150s offer ample capability and utility for work or recreation. Prices run the gamut from $10,000 for an older basic trim to $40,000+ for a recent low-mileage luxury model.

 

Honda CR-V

For drivers wanting an SUV, the CR-V is a practical option with car-like driving dynamics and excellent fuel economy. The versatile interior and available AWD make the CR-V a strong choice. Used models typically range from $8,000 – $25,000.

 

Toyota RAV4

Similar to the CR-V, the RAV4 blends SUV capabilities with great mpg and Toyota’s reputation for durability. Used RAV4s can regularly be found for $10,000 – $30,000 depending on the model year and specifications.

 

What to Check When Buying Used

When buying a used car in Nova Scotia, it’s important to thoroughly inspect the vehicle before making a purchase. Here are some key things to check:

 

Inspection Checklist

Do a walkaround and inspect the exterior, interior, undercarriage, and engine bay for any damage, wear and tear, or issues. Look for things like paint chips, dents, cracked lenses, torn seats, leaks, rust, and corroded battery terminals. Check that all features and electronics work properly.

 

Test Drive

Take it for an extensive test drive in different conditions. Listen for any unusual engine or transmission noises. Test acceleration and braking. Check that steering, suspension, and brakes are functioning properly. Make sure all gauges and warning lights are working.

 

Car History

Ask to see maintenance records and service invoices. Get a vehicle history report to check for accidents, outstanding liens, odometer rollbacks, and title issues. Consider getting a mechanical inspection from an independent trusted mechanic.

Being diligent when inspecting a used car for sale in Nova Scotia will help avoid purchasing a lemon. Take the time to thoroughly check it over before making a buying decision.

 

Negotiation Tips

When buying a used car, negotiating a good price is key to getting the best deal. Here are some effective strategies to use when negotiating on a used car purchase:

 

Do Your Research

Before negotiations begin, research the market value of the make, model, year and mileage of the vehicle you want to buy. Resources like Kelley Blue Book can give you an idea of what a fair price would be. Knowing the market value gives you power during negotiations.

 

Get Pre-Approved for Financing

If you’re financing the used car, get pre-approved for a car loan beforehand. That way you can negotiate purely on the sale price of the car, without financing terms complicating things. Having financing already secured also shows the seller you’re a serious buyer.

 

Point Out Flaws

Politely point out any flaws, damage or wear and tear on the vehicle. Bringing these up allows you to counter the asking price and rationalize offering a lower amount.

 

Bundle Multiple Items

Try negotiating on multiple items together – the purchase price of the car along with extras like winter tires or maintenance plans. This bundles the negotiation and may make the seller more flexible on the car price.

 

Offer Less Than Asking Price

Open the negotiation by offering less than the asking price for the car. Suggest meeting in the middle between your offer and their asking price. This anchors the negotiation around a lower price point.

 

Feign Indifference

Acting very eager about the car takes away your leverage. By appearing impartial, you gain more negotiating power and seem willing to walk away.

 

Wait for the Seller to Quote First

Let the seller name the first price for the vehicle. Counter with a lower price, but now the negotiation is centered around the seller’s starting number.

 

Point Out Comparable Listings

reference cheaper comparable vehicles you’ve seen listed for sale. This gives you justification to offer a lower price.

 

Walk Away if Needed

If you’ve hit an impasse, be willing to walk away from the negotiation. This shows the seller you have other options and may bring them back with a better offer.

Using tactics like these when negotiating can help ensure you get the fairest price and the best deal on your used car purchase in Nova Scotia.

 

Buying Used Cars Online

The internet has opened up new possibilities for buying used cars in Nova Scotia without having to set foot on a dealership. Here are some of the main options for finding and purchasing used cars online:

 

Websites

Many dealerships now offer full online listings of their used car inventory. O’Regan’s, Colonial Honda, and Steele Auto are some of the major Nova Scotia dealers with searchable databases of their pre-owned vehicles. You can view photos, specs, pricing and even get financing pre-approvals online.

There are also used car websites like AutoTrader.ca and Kijiji that let you search classified listings across Nova Scotia. You can filter by price, location, make and model to find exactly what you’re looking for.

 

Online Classifieds

Facebook Marketplace has grown into a hugely popular option for buying and selling used cars locally. Nova Scotians have bought and sold thousands of vehicles through Marketplace listings in cities like Halifax and Sydney. It provides an easy way to connect directly with sellers.

Kijiji continues to be one of the top online classified sites in Nova Scotia. You can often find deals buying from private sellers listing their vehicles on Kijiji.

 

Things to Watch Out For

While online used car buying provides conveniences, it also comes with risks. Here are some tips for safely buying used cars online:

 

  • Ask for a vehicle history report to check for accidents or damage
  • Insist on seeing the car in-person before purchasing
  • Beware of scams – never send money without seeing the car
  • Don’t rely solely on photos – they may hide flaws
  • Research the seller’s reputation via reviews

 

Taking precautions like test drives, inspections and verifying details can help avoid issues when purchasing used cars online in Nova Scotia.

 

Future of Used Cars in Nova Scotia

The future looks bright for the used car market in Nova Scotia. Here are some of the key trends and developments to expect in the coming years:

Increasing Online Sales: More people in Nova Scotia are turning to online classifieds like Kijiji, Facebook Marketplace and AutoTrader to buy and sell used vehicles. Online sales offer convenience and selection. Dealers are also ramping up their ecommerce capabilities. Expect the share of used car sales in Nova Scotia happening online to grow steadily.

Greater Selection: Nova Scotia used car buyers will have access to more vehicle makes, models, body styles and price ranges. Dealers are expanding their inventories while private sellers have an abundance of options when selling their vehicles. There will be plenty of choice whether looking for an economy car, SUV, truck or luxury vehicle.

More Certified Pre-Owned: Franchise dealers in Nova Scotia are likely to continue growing their certified pre-owned (CPO) vehicle programs. CPO provides an attractive compromise between new and used, offering warranties, vehicle inspections and other protections. This gives buyers more confidence in higher mileage, older used vehicles.

Extended Warranties: More Nova Scotia dealers will promote extended warranty options on eligible used vehicles to provide peace of mind beyond the initial factory warranty period. This allows buyers to purchase higher mileage used cars with some warranty coverage.

Falling Prices: Used car prices are expected to decline in Nova Scotia as dealers compete for sales and more late model off-lease vehicles enter the market. While prices trended high amid new vehicle shortages, more supply will bring price relief. Those shopping for used cars and trucks will benefit.

Overall, Nova Scotia used car buyers will see more selection, more online convenience, more certified vehicles and better price opportunities in the years ahead. The market will continue evolving to deliver choice and value to the region’s drivers.

 

Conclusion

Buying a used car in Nova Scotia is an exciting experience, but also requires diligent research and preparation. By considering your budget, reviewing pricing trends, inspecting vehicles thoroughly, negotiating fairly, and understanding the paperwork, you can end up with a quality used car that meets your needs.

In summary, take your time evaluating different sellers, models, and individual vehicles when shopping for used cars in Nova Scotia. Set a budget and stick to it, while still allowing for negotiation. Bring along a knowledgeable friend or mechanic when test driving and inspecting. Ask for a vehicle history report and maintenance records. Take any used car to an independent mechanic before purchase. Negotiate a fair price in good faith. And make sure to get all agreements in writing on the bill of sale and financing paperwork.

With the right preparation and knowledge, you can find an affordable used car in great condition throughout this beautiful province. Enjoy the journey of searching, test driving, and completing your purchase. Then get out on the open roads of Nova Scotia and enjoy your new ride!

Questions About Used Cars in Nova Scotia?

There are many great places to buy used cars in Nova Scotia. Some of the top options include:

 

– Dealerships like O’Regan’s, Steele Auto, Parsons Motors, and Race Auto Group. They have a wide selection of used vehicle makes/models and provide financing options.

– Classifieds sites like Kijiji, Facebook Marketplace, and AutoTrader. You can find good deals buying from private sellers. Just be sure to get the car inspected first.

– Auction sites like Halifax Auction Direct. You can get vehicles for very low prices but there is some risk buying this way. Be sure to inspect thoroughly first.

– Smaller independent used car lots throughout the province. Ask locals for referrals to reputable options with fair prices.

 

When buying privately or from auctions/smaller lots, it’s extra important you get an independent mechanic inspection before purchase. Also check CarProof for accident history.

Used car prices in Nova Scotia can vary greatly depending on the vehicle’s age, mileage, make/model, condition, and the dealer or seller. On average you can expect to pay:

 

– $5,000 – $15,000 for a used car less than 10 years old with reasonable mileage

– $2,000 – $5,000 for an older used car over 10 years old or high mileage

 

SUVs and trucks usually cost more. Fuel efficient sedans and hatchbacks tend to be the cheapest options. When buying privately you sometimes find deals $1,000+ below market value.

 

Be sure to factor in taxes, licensing, and financing costs on top of the vehicle purchase price. And remember to budget for future maintenance and repairs which will add to your total cost of ownership.

Our top tips for buying a used car in Nova Scotia include:

 

– Get a vehicle history report like CarProof to check for accidents, liens, odometer rollbacks etc.

 

– Have an independent mechanic perform a pre-purchase inspection before buying. This costs around $100 but can save you from buying a lemon.

 

– Test drive the car on both highways and local roads. Listen for odd noises and make sure it accelerates smoothly.

 

– Negotiate the best price you can. Research prices online for similar vehicles to determine fair market value.

 

– Ask about financing and extended warranty options if buying from a dealership. The competition between dealers can get you a better rate.

 

– Review vehicle maintenance records if possible. Well maintained vehicles will be more reliable.

 

– For private sales, meet the seller at their home to view the car and assess wear and tear. An honest seller usually has nothing to hide.

 

Doing your research and getting a vehicle inspection can help avoid getting stuck with a used car that ends up requiring expensive repairs down the road.

Here are the basic steps when registering and insuring a used car purchased in Nova Scotia:

 

  1. Complete the transfer of vehicle ownership paperwork with the seller. This includes signing over the existing registration.

 

  1. Safety inspect the vehicle and complete any necessary repairs to pass inspection. This costs $37.87 and is required before registration.

 

  1. Purchase automobile insurance for the vehicle. This is required before you can license and register the car. Standard minimum liability coverage is $500,000.

 

  1. Visit an Access Nova Scotia location with your paperwork to register and license the vehicle. This costs around $189 for passenger vehicles.

 

  1. The license plate and registration from the previous owner can be used (if still valid) or you can obtain new ones for an additional fee.

 

  1. Put your license plate, insurance papers, ownership, and registration in the vehicle before you drive it. Carry your insurance slip as proof when driving.

 

That covers the essential steps. Contact Access Nova Scotia or visit novascotia.ca to learn about specific requirements before purchasing and registering a used car. Allow 1-2 weeks for the whole registration process.

When buying a used car in Nova Scotia from a private seller or dealership, there are a few taxes and fees to be aware of:

 

**Taxes**

 

– 15% HST sales tax calculated on the full purchase price of the vehicle

 

**Registration & Licensing Fees**

 

– $189.45 to register and license a passenger vehicle

– $37.87 for safety inspection (required before registration)

 

**Additional Possible Fees**

 

– Tire recycling fee: $4.50 per tire

– New license plates: $27.69

– Title transfer fee: $31.15

 

So for example, if you purchased a used car for $10,000 you would pay roughly $1,500 in HST plus registration, inspection and other fees which could total over $300.

 

Be sure to factor these fees into your used car budget and ask sellers to clarify what taxes and charges are included in the advertised price. Having an itemized breakdown of all fees will help avoid surprise charges at the registry.

To legally transfer ownership when buying or selling a used car in Nova Scotia, you need to complete these documents:

 

– **Bill of sale** – Details the vehicle information, seller & buyer details, date, purchase price etc. Both parties sign this.

 

– **Vehicle Transfer form** – Shows transfer of ownership from the seller to the buyer. Includes details on the vehicle and signatures.

 

– **Safety standards certificate** – Proof the vehicle passed a safety inspection (required for registration).

 

– **Used Vehicle Information Package** – Provides vehicle history and if there are liens, debts or other issues.

 

The seller should provide their copy of the current registration and license plates. Make sure the registration matches the VIN number on the vehicle itself.

 

Both buyer and seller should retain copies of all signed documents after the sale is complete. Proper documentation protects both parties in case any issues arise later.

There are several financing options to consider when buying a used car in Nova Scotia:

 

**Loans**

 

– Bank/credit union car loans – Usually the lowest interest rates but you need good credit.

 

– Dealer financing – Offered by dealerships directly, often with promotional rates.

 

– Private financing – Higher rates but may finance older cars that banks won’t.

 

**Lines of Credit**

 

– Personal/vehicle line of credit – Use available credit to purchase, flexible repayment.

 

– Secured line of credit – Uses your car as collateral, lower interest rate.



**Leasing**

 

– Dealers offer leasing options on some used vehicles. Get a newer car while making lower monthly payments compared to financing.

 

**Payment Plans**

 

– Dealerships sometimes offer interest-free payment plans for used cars, such as pay weekly bi-weekly or monthly installments.

 

Be sure to compare all options as rates can vary greatly. Check your credit score first as that influences eligibility for the best rates. Consider costs of borrowing over the full loan term rather than just monthly payments.

Used car buyers in Nova Scotia have a few options for extended warranty coverage above and beyond the manufacturer warranty:

 

**Dealership Warranties**

Many dealers sell certified pre-owned used vehicles that come with extended warranties covering certain systems for 6 years/120,000 kms. Coverage can be comprehensive or more basic powertrain only.

 

**Third-Party Warranties**

Companies like AMA and Lubrico offer different levels of extended coverage from basic powertrain to bumper-to-bumper. Term lengths typically range 2-6 years. You can usually choose your own mechanic for repairs.

 

**Manufacturer Extended Warranties**

Some makes like Hyundai and Kia offer extended warranties from the manufacturer when you buy a certified pre-owned vehicle from a dealership. This extends coverage further once the original warranty expires.

 

It’s smart to compare plans from different providers as costs and coverage details can vary significantly. Consider your budget, mileage needs, repair costs and length of ownership when deciding if an extended auto warranty makes sense with your used car purchase.

Unfortunately Nova Scotia does not currently have any lemon laws that apply to purchasing used cars from private sellers or dealerships. Lemon laws only exist to protect new vehicle purchases in the province.

 

This means used car buyers do not have any provincially-legislated rights if you end up buying a used “lemon” – an unreliable car that requires repeated repairs. Nova Scotia’s lack of lemon laws for used vehicles underscores the importance of getting an independent inspection prior to buying, reviewing vehicle history reports, and having any verbal promises from the seller backed up with written documentation.

 

Dealerships can provide limited warranty coverage but may require you go through arbitration first in disputes rather than legal action. Your only legal recourse is to prove intentional fraud if the seller hid known defects during the sale. Taking preventative steps for due diligence before committing to any used vehicle purchase is highly recommended.

Some common mechanical issues to look for when purchasing older high-mileage used vehicles in Nova Scotia are:

 

– Rust – Our cold salty winters cause rust on the underside/frame which can lead to costly repairs down the road. Look for visible rust bubbles in the paint. Tap on the metal around wheel wells and the underside to check for thin, compromised areas.

 

– Worn Tie Rod Ends – Important for steering responsiveness. Quickly wear out on rough Nova Scotia roads. Listen for “clunking” when turning the steering wheel.

 

– Leaking Shocks/Struts – Climate extremes weaken these over time. Check for oil staining and rebound the car’s weight after pushing down on corners to check for leaks.

 

– Faulty Radiators and Heater Cores – Leaking coolant is common on older vehicles in Canada. Look for sweet, chemically smells and green fluid staining.

 

– Failed Wheel Bearings – These wear out over higher mileages. Listen for rumbling noises that get louder during acceleration.

 

Being vigilant for common issues like these during test drives and inspections allows you to identify necessary repairs and gives you a better bargaining position for negotiating the asking price down on used vehicles.

When selling a used car privately in Nova Scotia, here are some regulations and requirements to keep in mind:

 

– You must provide the buyer with a Used Vehicle Information Package. This shows ownership history, liens, accidents etc. This costs $25 from Access Nova Scotia.

 

– A valid safety standards certificate must be provided to the new owner. Vehicles over 10 years old require semi-annual inspections vs. annual inspections for newer vehicles.

 

– You will need to complete a Transfer of Ownership Document including details on the vehicle, seller, buyer and signatures to record transfer of ownership legally.

 

– Buyers need to register the vehicle under their name within 10 days of purchase. As a seller, consider holding onto license plates until you confirm registration is complete.

 

– By law you must disclose all material facts about the vehicle’s history and condition. Knowingly providing false information about accidents, major repairs etc could be grounds for a lawsuit later on.

 

Follow all documentation procedures during the used car sales process to avoid legal issues down the road. Ensure both the buyer and seller have copies of signed paperwork recording the sale based on provincial regulations.

Test driving used cars before buying in Nova Scotia is extremely important. Here are 10 key things to assess during your test drive:

 

  1. Listen for any odd noises when accelerating, braking or turning. Make notes to investigate further.

 

  1. Check all interior features are working – heat, A/C, radio, powered seats and windows etc. Verify chargers and ports are functional.

 

  1. Make sure dash warning lights shut off properly when started and aren’t indicating problems.

 

  1. Accelerate up to highway speeds to test performance and response. Does it shift smoothly between gears?

 

  1. Brake firmly from higher speeds to test stopping distance and pedal feel. Some fade indicates worn pads/rotors.

 

  1. Turn off radio and open windows to better hear any potential noises from the engine or suspension over bumps.

 

  1. Check steering wheel vibration and drift which could indicate alignment issues or tire balance problems. Vehicle should track straight on smooth roads.

 

  1. Test ABS brakes on wet roads if possible. Listen for proper ABS pump activation without pulling to one side.

 

  1. Check blind spots thoroughly for visibility issues before changing lanes. Test quality of side/rearview mirrors.

 

  1. Confirm all device connections, charging ports and features you expect to use work correctly. Check headlights/high beams function properly in the dark if possible.

 

Thoroughly testing all vehicle systems and features ensures no surprises down the road after purchase and identifies areas that may require repair or replacement.

The selection of used electric vehicles (EVs) for sale in Nova Scotia is expanding quickly as more models come onto the secondary market. Here are some of the more common used electric car options becoming available:

 

Nissan Leaf – The longest-range EV in its price class used. Offers up to 150km range when new but closer to 100km once battery capacity drops over time. A used 2013 or newer model tends to be the best value.

 

Tesla Model S – Prestigious EV with great performance and the longest battery range, used models can get 400+ kms before needing to be recharged. More expensive but excellent ownership satisfaction.

 

Chevy Bolt/Volt – Affordable 200+ km battery range when new. The Volt has a back-up gas generator extending range greatly. Used models tend to still get 150+ km electric driving distance per charge.

 

Kia Soul EV – Fun compact EV with around 100-130km range plus lots of cargo space. Used models are an affordable option but availability still limited.

 

BMW i3 – Futuristic styling EV with about 150km battery range plus an optional gas-powered range extender available. Used models are becoming more common but pricier.

 

If looking to purchase a used EV in the province be sure to budget for potential battery replacement costs in the future as capacity drops over time. Get familiar with the public charging infrastructure available in your region as well.

Finding environmentally-friendly used vehicles for sale in Nova Scotia takes some searching but gets easier every year. Here are some tips:

 

The best approach is searching dealer websites in your desired area, as listings will indicate if a car is electric, hybrid or plug-in. Most dealers now highlight eco-friendly models online but the selection is still limited.

 

Searching sites like AutoTrader.ca and Kijiji Autos can be helpful to cast a wider net, using filters like fuel type and electric range to narrow options down. Facebook Marketplace is also worth browsing.

 

Don’t limit yourself geographically if willing to have a vehicle shipped. The GTA and Quebec have more private EV sellers. Joining Nova Scotia electric vehicle Facebook Groups and Forums can help locate used listings being sold directly by owners.

 

Online tools like Clutch.ca let you search dealer inventories nationwide. Consider setting email inventory alerts for new eco-friendly used listings at dealers of interest. Casting a wider net increases your chances of finding the perfect used electric or hybrid model at the right price point.

Getting approved for used car financing from a lender in Nova Scotia involves a few key steps:

 

  1. Check your credit score

Your score plays a major role in determining eligibility for financing and interest rates offered. Scores above 650 help but 700+ scores get the best rates.

 

  1. Determine the vehicle price range

Consider the down payment you can make and monthly payments you can afford. Get pre-approved for a loan amount based on the vehicle prices you are considering.

 

  1. Gather your documents

Lenders require recent pay stubs, tax documents, a driver’s license, proof of address, and references. This verifies income and stability.

 

  1. Choose lending sources

Apply to bank/credit unions, dealer financing, or specialized auto finance companies. Submit your financing application and documents for review.

 

  1. Wait for approval

The lender will evaluate your creditworthiness and debt ratios to make an approval decision. This usually only takes 1-2 days.

 

Pre-planning by checking your credit score, budgeting expenses, and getting documentation ready for potential lenders will speed up qualifying for used auto financing and make the purchasing process much easier.

Here are our top 8 tips for negotiating the lowest price possible on a used car at dealerships in Nova Scotia:

 

  1. Shop late in the month or quarter when sales staff are more desperate to hit quotas.

 

  1. Pitch a few dealerships against each other. Get quotes in writing and negotiate using competing offers.

 

  1. Point out flaws or needed repairs to justify a lower offer price backed by repair cost estimates.

 

  1. Offer to pay cash or secure outside financing if possible. This eliminates their financing profit.

 

  1. Only discuss out-the-door pricing including all fees. This avoids payment distraction tricks.

 

  1. Mention any extra fees you think are unreasonable to see if they can be waived. Doc fees are commonly negotiable.

 

  1. If you received special pricing as a repeat customer in the past ask politely for that to be matched.

 

Used Car Market Overview in Nova Scotia

The used car market in Nova Scotia is robust and growing. It’s a great place to find quality used vehicles at reasonable prices. According to market research, there are approximately 8,200 used cars for sale in Nova Scotia at any given time.

The used car market has seen steady growth over the past decade. More Nova Scotians are opting to purchase used rather than new. There are a few key reasons for this trend:

 

  • Cost savings – Used cars tend to be thousands less than new models.
  • Certified pre-owned programs – These offer warranties and peace of mind with used.
  • Better selection – The used market has a diverse range of makes/models.

 

Some of the most popular used models purchased in Nova Scotia are:

 

 

  • Ford F-150 – This full-size pickup truck dominates sales.
  • Honda Civic – A long-time favourite small sedan/coupe.
  • Toyota RAV4 – The compact SUV with impressive resale value.
  • Mazda CX-5 – A stylish and reliable crossover SUV.
  • Ford Mustang – The iconic muscle car continues to sell well.

 

With strong consumer demand and increasing inventory, the used car market looks poised for further growth in Nova Scotia.

 

Top Places to Buy Used Cars in Nova Scotia

When looking to buy a used car in Nova Scotia, you have several options for where to shop. Here are some of the top places to find used cars for sale across the province:

 

Major Dealerships

Larger, brand name dealerships tend to have a wide selection of used vehicle inventory. This includes dealers like O’Regan’s, Colonial Honda, Parsons Motors, and more. Major dealerships purchase used car trade-ins, put money into reconditioning, and usually offer financing & extended warranties on used vehicles. The benefit is one-stop shopping, but prices may be higher.

 

Smaller Used Car Lots

There are many smaller, independent used car dealerships and lots across Nova Scotia. These shops may specialize in certain brands, have more affordable pricing, offer their own financing, and have flexible hours. The selection is smaller than major dealers, but the experience may be more personalized.

 

Auctions

Auto auctions like Halifax Auction Direct allow dealers and sometimes the public to bid on used vehicle inventory. Auction prices can sometimes be lower than dealership prices, but there is no ability to test drive or have the car inspected beforehand. Vehicles are sold “as-is.”

 

Private Sale

Purchasing from an individual through classifieds, social media, or forums is another option. This allows negotiation on price and you can potentially score a great deal. However, there is no warranty and you must trust the owner on vehicle history. Get any used car inspected first when going private sale.

 

Buying from Dealerships

Purchasing a used car from a dealership has its pros and cons compared to buying privately. On the plus side, dealerships offer a broader selection of makes and models, often with detailed service records and vehicle history reports. You also get some added consumer protections when buying from a licensed dealer. However, dealerships charge higher prices and fees, so you’ll likely pay more for the same vehicle versus a private sale.

When negotiating with a dealership, come prepared with pricing data on similar vehicles in your area. Offer a fair price based on condition and mileage, but don’t be afraid to make multiple offers until you reach an agreeable price. Dealerships expect you to negotiate, just remain polite and reasonable. Consider bundling a trade-in vehicle to help lower the price. Also be wary of common dealer tactics like focusing on monthly payments rather than the total vehicle price.

Dealerships can offer very competitive financing rates through relationships with lenders, even for used vehicles. Get pre-approved through your bank or credit union so you know your credit score and have a benchmark rate going into negotiations. Then compare the dealer financing terms to see which offers the best rate and repayment period for your budget. Just watch out for low teaser rates that jump after a few years.

While dealerships may not seem the obvious choice for bargain hunting, their full-service approach can make the used car buying process much smoother, especially for first-time buyers. Just balance the higher costs against the convenience and consumer protections.

 

Buying Private Sale

Purchasing a used car from a private seller can save you money compared to buying from a dealership. However, there are some pros and cons to consider.

Some of the advantages of buying privately include:

 

  • Lower prices – Private sellers are often more flexible on price and you may be able to negotiate a better deal.
  • Wider selection – Private sellers generally have a smaller inventory of cars for sale so you can find more unique vehicles.
  • No commission – You don’t have to pay dealer commissions and fees which saves you money.
  • Seller knowledge – Private individuals may know more details about the car’s history compared to a dealership.

 

However, there are some risks to keep in mind as well:

 

  • No warranty – Private sales are usually as-is with no warranty or guarantees.
  • Fewer legal protections – You have less recourse if the car has undisclosed issues.
  • Maintenance uncertainty – The vehicle maintenance history may be unknown.
  • Title issues – Ensure the title is clear and the seller actually owns the car.

 

When buying privately, it’s important to thoroughly inspect the vehicle. You may want to bring along an auto mechanic for a pre-purchase inspection to identify any problems. Review all paperwork including the vehicle title, service records, and accident history. Take the car for a test drive and check that all features and controls are working properly.

Buying from a private owner has more risks than a dealership. But you can potentially save thousands of dollars on the purchase price. Just be sure to get the vehicle thoroughly checked by a professional before purchase.

 

Most Reliable Used Cars in Nova Scotia

When buying a used car in Nova Scotia, focusing on reliability should be a top priority. Getting stuck with a used car that constantly has mechanical issues can quickly lead to buyer’s remorse and unexpected repair costs. Fortunately, some makes and models have a solid reputation for dependability in their used vehicles.

Here are some of the most reliable used cars commonly found for sale in Nova Scotia:

 

Toyota Corolla

The Toyota Corolla compact sedan and hatchback is renowned for reliability. Corollas from the mid-2000s onward routinely rack up over 300,000 km without major issues when properly maintained. The 1.8L 4-cylinder engine in particular has proven very sturdy. Prices for used Corollas tend to hold their value due to high demand.

 

Honda Civic

Like the Corolla, the Honda Civic earns praise for excellent reliability in its used models. Civics from the early 2000s and newer can surpass 300,000 km if regular maintenance is performed. The engines and transmissions are particularly resilient. Prices are competitive on the used car market in Nova Scotia.

 

Toyota RAV4

In the SUV category, the Toyota RAV4 consistently ranks as one of the most trouble-free used vehicles. The 4-cylinder engines and all-wheel drive systems stand the test of time. RAV4 models from 2005-2015 make a smart used buy. Their reputation for durability allows them to fetch higher resale prices.

 

Subaru Outback

The Subaru Outback midsize crossover SUV has carved out a following for its rugged dependability. Most mechanical issues tend to be minor. All-wheel drive Outbacks with the flat-4 “Boxer” engine from 2010-2018 deliver peace of mind motoring for years. Higher-mileage models still command good money in the used vehicle market.

Focusing your used car search in Nova Scotia on these tried and true models can help avoid the pitfalls of poor reliability down the road. Test driving and taking them for an inspection before purchase is still essential. But starting with a used car known for durability stacks the odds in your favour.

 

Getting Financing

Financing is an important consideration when purchasing a used car in Nova Scotia. Having the right financing terms can make buying a used car much more affordable. There are several options to explore when it comes to financing a used car purchase.

One option is getting pre-approved for a car loan in Nova Scotia from your bank or credit union before you start shopping. This allows you to know your budget and interest rate ahead of time. Banks and credit unions often offer competitive interest rates to customers with good credit. A pre-approval letter also gives you negotiating power when working with a dealership’s financing department.

Another option is dealer financing from the dealership where you end up purchasing the used car. Many dealerships work with third-party lenders and banks to offer financing right on the lot. This can be convenient, but interest rates are often higher than at a bank or credit union. Be sure to negotiate the best rate possible if going with dealer financing.

The average interest rate for a used car loan currently ranges from 4-8% for buyers with good credit. Those with excellent credit scores over 720 can qualify for rates around 2-3%. Buyers with poor credit will pay the highest rates, which can be over 20% from subprime lenders. The best way to get a lower rate is to shop around with multiple lenders and compare offers.

It’s recommended to get quotes from at least 3 lenders before deciding on financing. Consider the total interest paid over the loan term, not just the monthly payment. Opting for a shorter loan term like 3 years instead of 5 or 6 can save thousands in interest paid. Putting down a larger down payment of 15-20% also helps keep interest costs down.

Carefully read all financing terms and get clarification on any fees for processing, early payoff, etc. Understanding the full financing agreement is key to avoiding surprises down the road. Do the math to determine the real cost of financing when considering different offers.

With the right financing, buying a quality used car in Nova Scotia can be affordable. Take the time to explore all of your options to find the best loan terms and lowest interest rate possible.

 

Insurance Considerations

Purchasing car insurance is a requirement when buying a used vehicle in Nova Scotia. There are a few key types of mandatory coverage to consider:

 

Required Coverage

Nova Scotia law requires all drivers to carry a minimum level of car insurance. This includes:

 

  • $500,000 Third Party Liability – Covers injury or death claims for other people due to an at-fault accident.
  • $500,000 Accident Benefits – Covers medical and rehabilitation costs for you and your passengers after an accident, regardless of fault.
  • Uninsured Auto – Protects you if an uninsured driver hits your car.

 

Optional coverage like collision, comprehensive and rental reimbursement are highly recommended as well.

 

Rates

Car insurance rates in Nova Scotia are among the highest in Canada. On average, Nova Scotians pay around $1,100 annually for auto insurance.

Factors that impact your premiums include:

 

  • Your driving record
  • Years licensed
  • Vehicle use
  • Type of vehicle
  • Coverage and deductible levels
  • Where you live

 

Purchasing used versus new or leasing doesn’t directly impact your rates. But newer model used cars often have higher premiums.

Getting quotes from multiple providers ensures you find the best rate for your used car purchase.

 

Registering and Inspecting

Once you’ve purchased a used vehicle in Nova Scotia, there are a few steps you’ll need to take to make it road legal:

 

Registration

You’ll need to register your used car with the Nova Scotia Registry of Motor Vehicles within 10 days of purchase. Here’s what is required for registration:

 

  • Completed Vehicle Registration Application
  • Bill of Sale or completed Transfer/Tax Form
  • Safety inspection certificate from an authorized inspection station (if required)
  • Proof of valid insurance
  • Applicable taxes and fees paid

 

Registration fees in Nova Scotia are based on the vehicle’s weight. For a typical used car, expect registration fees to be around $140-200. There are additional taxes to be paid as well, which vary based on the vehicle’s value and whether it was purchased privately or from a dealer.

 

Safety Inspection

All vehicles registered in Nova Scotia must pass an annual safety inspection at an authorized inspection station. This involves checking components like tires, lights, windshield, emissions controls, and more. If issues are found, you’ll need to have them repaired before the vehicle can pass.

The safety inspection costs around $25-40. Once the vehicle passes, you’ll be issued a Safety Inspection Certificate that is valid for one year. This certificate will need to be provided upon registration.

Ensuring your vehicle passes the safety inspection is an important step to comply with regulations and ensure you are driving a roadworthy vehicle.

 

Top Used Car Models in Nova Scotia

Nova Scotia has a diverse mix of used cars for sale. Here are some of the most popular models that provide good value and reliability in the province:

 

Toyota Corolla

The Toyota Corolla is one of the best-selling cars worldwide, and for good reason. Corollas are known for their excellent fuel economy, low maintenance costs, and proven reliability. Used Corollas typically sell for $5,000 – $15,000 depending on the year, mileage, and condition.

 

Honda Civic

Similar to the Corolla, the Honda Civic is wildly popular for its efficiency, practicality, and reputation for longevity. Used Civics can regularly be found for $6,000 – $18,000. The Civic is one of the top choices for buyers looking for an affordable, dependable used compact car.

 

Ford F-150

Trucks are hugely popular across Nova Scotia, and the Ford F-150 reigns supreme as the best-selling vehicle in Canada. Used F-150s offer ample capability and utility for work or recreation. Prices run the gamut from $10,000 for an older basic trim to $40,000+ for a recent low-mileage luxury model.

 

Honda CR-V

For drivers wanting an SUV, the CR-V is a practical option with car-like driving dynamics and excellent fuel economy. The versatile interior and available AWD make the CR-V a strong choice. Used models typically range from $8,000 – $25,000.

 

Toyota RAV4

Similar to the CR-V, the RAV4 blends SUV capabilities with great mpg and Toyota’s reputation for durability. Used RAV4s can regularly be found for $10,000 – $30,000 depending on the model year and specifications.

 

What to Check When Buying Used

When buying a used car in Nova Scotia, it’s important to thoroughly inspect the vehicle before making a purchase. Here are some key things to check:

 

Inspection Checklist

Do a walkaround and inspect the exterior, interior, undercarriage, and engine bay for any damage, wear and tear, or issues. Look for things like paint chips, dents, cracked lenses, torn seats, leaks, rust, and corroded battery terminals. Check that all features and electronics work properly.

 

Test Drive

Take it for an extensive test drive in different conditions. Listen for any unusual engine or transmission noises. Test acceleration and braking. Check that steering, suspension, and brakes are functioning properly. Make sure all gauges and warning lights are working.

 

Car History

Ask to see maintenance records and service invoices. Get a vehicle history report to check for accidents, outstanding liens, odometer rollbacks, and title issues. Consider getting a mechanical inspection from an independent trusted mechanic.

Being diligent when inspecting a used car for sale in Nova Scotia will help avoid purchasing a lemon. Take the time to thoroughly check it over before making a buying decision.

 

Negotiation Tips

When buying a used car, negotiating a good price is key to getting the best deal. Here are some effective strategies to use when negotiating on a used car purchase:

 

Do Your Research

Before negotiations begin, research the market value of the make, model, year and mileage of the vehicle you want to buy. Resources like Kelley Blue Book can give you an idea of what a fair price would be. Knowing the market value gives you power during negotiations.

 

Get Pre-Approved for Financing

If you’re financing the used car, get pre-approved for a car loan beforehand. That way you can negotiate purely on the sale price of the car, without financing terms complicating things. Having financing already secured also shows the seller you’re a serious buyer.

 

Point Out Flaws

Politely point out any flaws, damage or wear and tear on the vehicle. Bringing these up allows you to counter the asking price and rationalize offering a lower amount.

 

Bundle Multiple Items

Try negotiating on multiple items together – the purchase price of the car along with extras like winter tires or maintenance plans. This bundles the negotiation and may make the seller more flexible on the car price.

 

Offer Less Than Asking Price

Open the negotiation by offering less than the asking price for the car. Suggest meeting in the middle between your offer and their asking price. This anchors the negotiation around a lower price point.

 

Feign Indifference

Acting very eager about the car takes away your leverage. By appearing impartial, you gain more negotiating power and seem willing to walk away.

 

Wait for the Seller to Quote First

Let the seller name the first price for the vehicle. Counter with a lower price, but now the negotiation is centered around the seller’s starting number.

 

Point Out Comparable Listings

reference cheaper comparable vehicles you’ve seen listed for sale. This gives you justification to offer a lower price.

 

Walk Away if Needed

If you’ve hit an impasse, be willing to walk away from the negotiation. This shows the seller you have other options and may bring them back with a better offer.

Using tactics like these when negotiating can help ensure you get the fairest price and the best deal on your used car purchase in Nova Scotia.

 

Buying Used Cars Online

The internet has opened up new possibilities for buying used cars in Nova Scotia without having to set foot on a dealership. Here are some of the main options for finding and purchasing used cars online:

 

Websites

Many dealerships now offer full online listings of their used car inventory. O’Regan’s, Colonial Honda, and Steele Auto are some of the major Nova Scotia dealers with searchable databases of their pre-owned vehicles. You can view photos, specs, pricing and even get financing pre-approvals online.

There are also used car websites like AutoTrader.ca and Kijiji that let you search classified listings across Nova Scotia. You can filter by price, location, make and model to find exactly what you’re looking for.

 

Online Classifieds

Facebook Marketplace has grown into a hugely popular option for buying and selling used cars locally. Nova Scotians have bought and sold thousands of vehicles through Marketplace listings in cities like Halifax and Sydney. It provides an easy way to connect directly with sellers.

Kijiji continues to be one of the top online classified sites in Nova Scotia. You can often find deals buying from private sellers listing their vehicles on Kijiji.

 

Things to Watch Out For

While online used car buying provides conveniences, it also comes with risks. Here are some tips for safely buying used cars online:

 

  • Ask for a vehicle history report to check for accidents or damage
  • Insist on seeing the car in-person before purchasing
  • Beware of scams – never send money without seeing the car
  • Don’t rely solely on photos – they may hide flaws
  • Research the seller’s reputation via reviews

 

Taking precautions like test drives, inspections and verifying details can help avoid issues when purchasing used cars online in Nova Scotia.

 

Future of Used Cars in Nova Scotia

The future looks bright for the used car market in Nova Scotia. Here are some of the key trends and developments to expect in the coming years:

Increasing Online Sales: More people in Nova Scotia are turning to online classifieds like Kijiji, Facebook Marketplace and AutoTrader to buy and sell used vehicles. Online sales offer convenience and selection. Dealers are also ramping up their ecommerce capabilities. Expect the share of used car sales in Nova Scotia happening online to grow steadily.

Greater Selection: Nova Scotia used car buyers will have access to more vehicle makes, models, body styles and price ranges. Dealers are expanding their inventories while private sellers have an abundance of options when selling their vehicles. There will be plenty of choice whether looking for an economy car, SUV, truck or luxury vehicle.

More Certified Pre-Owned: Franchise dealers in Nova Scotia are likely to continue growing their certified pre-owned (CPO) vehicle programs. CPO provides an attractive compromise between new and used, offering warranties, vehicle inspections and other protections. This gives buyers more confidence in higher mileage, older used vehicles.

Extended Warranties: More Nova Scotia dealers will promote extended warranty options on eligible used vehicles to provide peace of mind beyond the initial factory warranty period. This allows buyers to purchase higher mileage used cars with some warranty coverage.

Falling Prices: Used car prices are expected to decline in Nova Scotia as dealers compete for sales and more late model off-lease vehicles enter the market. While prices trended high amid new vehicle shortages, more supply will bring price relief. Those shopping for used cars and trucks will benefit.

Overall, Nova Scotia used car buyers will see more selection, more online convenience, more certified vehicles and better price opportunities in the years ahead. The market will continue evolving to deliver choice and value to the region’s drivers.

 

Conclusion

Buying a used car in Nova Scotia is an exciting experience, but also requires diligent research and preparation. By considering your budget, reviewing pricing trends, inspecting vehicles thoroughly, negotiating fairly, and understanding the paperwork, you can end up with a quality used car that meets your needs.

In summary, take your time evaluating different sellers, models, and individual vehicles when shopping for used cars in Nova Scotia. Set a budget and stick to it, while still allowing for negotiation. Bring along a knowledgeable friend or mechanic when test driving and inspecting. Ask for a vehicle history report and maintenance records. Take any used car to an independent mechanic before purchase. Negotiate a fair price in good faith. And make sure to get all agreements in writing on the bill of sale and financing paperwork.

With the right preparation and knowledge, you can find an affordable used car in great condition throughout this beautiful province. Enjoy the journey of searching, test driving, and completing your purchase. Then get out on the open roads of Nova Scotia and enjoy your new ride!

Questions About Used Cars in Nova Scotia?

There are many great places to buy used cars in Nova Scotia. Some of the top options include:

 

– Dealerships like O’Regan’s, Steele Auto, Parsons Motors, and Race Auto Group. They have a wide selection of used vehicle makes/models and provide financing options.

– Classifieds sites like Kijiji, Facebook Marketplace, and AutoTrader. You can find good deals buying from private sellers. Just be sure to get the car inspected first.

– Auction sites like Halifax Auction Direct. You can get vehicles for very low prices but there is some risk buying this way. Be sure to inspect thoroughly first.

– Smaller independent used car lots throughout the province. Ask locals for referrals to reputable options with fair prices.

 

When buying privately or from auctions/smaller lots, it’s extra important you get an independent mechanic inspection before purchase. Also check CarProof for accident history.

Used car prices in Nova Scotia can vary greatly depending on the vehicle’s age, mileage, make/model, condition, and the dealer or seller. On average you can expect to pay:

 

– $5,000 – $15,000 for a used car less than 10 years old with reasonable mileage

– $2,000 – $5,000 for an older used car over 10 years old or high mileage

 

SUVs and trucks usually cost more. Fuel efficient sedans and hatchbacks tend to be the cheapest options. When buying privately you sometimes find deals $1,000+ below market value.

 

Be sure to factor in taxes, licensing, and financing costs on top of the vehicle purchase price. And remember to budget for future maintenance and repairs which will add to your total cost of ownership.

Our top tips for buying a used car in Nova Scotia include:

 

– Get a vehicle history report like CarProof to check for accidents, liens, odometer rollbacks etc.

 

– Have an independent mechanic perform a pre-purchase inspection before buying. This costs around $100 but can save you from buying a lemon.

 

– Test drive the car on both highways and local roads. Listen for odd noises and make sure it accelerates smoothly.

 

– Negotiate the best price you can. Research prices online for similar vehicles to determine fair market value.

 

– Ask about financing and extended warranty options if buying from a dealership. The competition between dealers can get you a better rate.

 

– Review vehicle maintenance records if possible. Well maintained vehicles will be more reliable.

 

– For private sales, meet the seller at their home to view the car and assess wear and tear. An honest seller usually has nothing to hide.

 

Doing your research and getting a vehicle inspection can help avoid getting stuck with a used car that ends up requiring expensive repairs down the road.

Here are the basic steps when registering and insuring a used car purchased in Nova Scotia:

 

  1. Complete the transfer of vehicle ownership paperwork with the seller. This includes signing over the existing registration.

 

  1. Safety inspect the vehicle and complete any necessary repairs to pass inspection. This costs $37.87 and is required before registration.

 

  1. Purchase automobile insurance for the vehicle. This is required before you can license and register the car. Standard minimum liability coverage is $500,000.

 

  1. Visit an Access Nova Scotia location with your paperwork to register and license the vehicle. This costs around $189 for passenger vehicles.

 

  1. The license plate and registration from the previous owner can be used (if still valid) or you can obtain new ones for an additional fee.

 

  1. Put your license plate, insurance papers, ownership, and registration in the vehicle before you drive it. Carry your insurance slip as proof when driving.

 

That covers the essential steps. Contact Access Nova Scotia or visit novascotia.ca to learn about specific requirements before purchasing and registering a used car. Allow 1-2 weeks for the whole registration process.

When buying a used car in Nova Scotia from a private seller or dealership, there are a few taxes and fees to be aware of:

 

**Taxes**

 

– 15% HST sales tax calculated on the full purchase price of the vehicle

 

**Registration & Licensing Fees**

 

– $189.45 to register and license a passenger vehicle

– $37.87 for safety inspection (required before registration)

 

**Additional Possible Fees**

 

– Tire recycling fee: $4.50 per tire

– New license plates: $27.69

– Title transfer fee: $31.15

 

So for example, if you purchased a used car for $10,000 you would pay roughly $1,500 in HST plus registration, inspection and other fees which could total over $300.

 

Be sure to factor these fees into your used car budget and ask sellers to clarify what taxes and charges are included in the advertised price. Having an itemized breakdown of all fees will help avoid surprise charges at the registry.

To legally transfer ownership when buying or selling a used car in Nova Scotia, you need to complete these documents:

 

– **Bill of sale** – Details the vehicle information, seller & buyer details, date, purchase price etc. Both parties sign this.

 

– **Vehicle Transfer form** – Shows transfer of ownership from the seller to the buyer. Includes details on the vehicle and signatures.

 

– **Safety standards certificate** – Proof the vehicle passed a safety inspection (required for registration).

 

– **Used Vehicle Information Package** – Provides vehicle history and if there are liens, debts or other issues.

 

The seller should provide their copy of the current registration and license plates. Make sure the registration matches the VIN number on the vehicle itself.

 

Both buyer and seller should retain copies of all signed documents after the sale is complete. Proper documentation protects both parties in case any issues arise later.

There are several financing options to consider when buying a used car in Nova Scotia:

 

**Loans**

 

– Bank/credit union car loans – Usually the lowest interest rates but you need good credit.

 

– Dealer financing – Offered by dealerships directly, often with promotional rates.

 

– Private financing – Higher rates but may finance older cars that banks won’t.

 

**Lines of Credit**

 

– Personal/vehicle line of credit – Use available credit to purchase, flexible repayment.

 

– Secured line of credit – Uses your car as collateral, lower interest rate.



**Leasing**

 

– Dealers offer leasing options on some used vehicles. Get a newer car while making lower monthly payments compared to financing.

 

**Payment Plans**

 

– Dealerships sometimes offer interest-free payment plans for used cars, such as pay weekly bi-weekly or monthly installments.

 

Be sure to compare all options as rates can vary greatly. Check your credit score first as that influences eligibility for the best rates. Consider costs of borrowing over the full loan term rather than just monthly payments.

Used car buyers in Nova Scotia have a few options for extended warranty coverage above and beyond the manufacturer warranty:

 

**Dealership Warranties**

Many dealers sell certified pre-owned used vehicles that come with extended warranties covering certain systems for 6 years/120,000 kms. Coverage can be comprehensive or more basic powertrain only.

 

**Third-Party Warranties**

Companies like AMA and Lubrico offer different levels of extended coverage from basic powertrain to bumper-to-bumper. Term lengths typically range 2-6 years. You can usually choose your own mechanic for repairs.

 

**Manufacturer Extended Warranties**

Some makes like Hyundai and Kia offer extended warranties from the manufacturer when you buy a certified pre-owned vehicle from a dealership. This extends coverage further once the original warranty expires.

 

It’s smart to compare plans from different providers as costs and coverage details can vary significantly. Consider your budget, mileage needs, repair costs and length of ownership when deciding if an extended auto warranty makes sense with your used car purchase.

Unfortunately Nova Scotia does not currently have any lemon laws that apply to purchasing used cars from private sellers or dealerships. Lemon laws only exist to protect new vehicle purchases in the province.

 

This means used car buyers do not have any provincially-legislated rights if you end up buying a used “lemon” – an unreliable car that requires repeated repairs. Nova Scotia’s lack of lemon laws for used vehicles underscores the importance of getting an independent inspection prior to buying, reviewing vehicle history reports, and having any verbal promises from the seller backed up with written documentation.

 

Dealerships can provide limited warranty coverage but may require you go through arbitration first in disputes rather than legal action. Your only legal recourse is to prove intentional fraud if the seller hid known defects during the sale. Taking preventative steps for due diligence before committing to any used vehicle purchase is highly recommended.

Some common mechanical issues to look for when purchasing older high-mileage used vehicles in Nova Scotia are:

 

– Rust – Our cold salty winters cause rust on the underside/frame which can lead to costly repairs down the road. Look for visible rust bubbles in the paint. Tap on the metal around wheel wells and the underside to check for thin, compromised areas.

 

– Worn Tie Rod Ends – Important for steering responsiveness. Quickly wear out on rough Nova Scotia roads. Listen for “clunking” when turning the steering wheel.

 

– Leaking Shocks/Struts – Climate extremes weaken these over time. Check for oil staining and rebound the car’s weight after pushing down on corners to check for leaks.

 

– Faulty Radiators and Heater Cores – Leaking coolant is common on older vehicles in Canada. Look for sweet, chemically smells and green fluid staining.

 

– Failed Wheel Bearings – These wear out over higher mileages. Listen for rumbling noises that get louder during acceleration.

 

Being vigilant for common issues like these during test drives and inspections allows you to identify necessary repairs and gives you a better bargaining position for negotiating the asking price down on used vehicles.

When selling a used car privately in Nova Scotia, here are some regulations and requirements to keep in mind:

 

– You must provide the buyer with a Used Vehicle Information Package. This shows ownership history, liens, accidents etc. This costs $25 from Access Nova Scotia.

 

– A valid safety standards certificate must be provided to the new owner. Vehicles over 10 years old require semi-annual inspections vs. annual inspections for newer vehicles.

 

– You will need to complete a Transfer of Ownership Document including details on the vehicle, seller, buyer and signatures to record transfer of ownership legally.

 

– Buyers need to register the vehicle under their name within 10 days of purchase. As a seller, consider holding onto license plates until you confirm registration is complete.

 

– By law you must disclose all material facts about the vehicle’s history and condition. Knowingly providing false information about accidents, major repairs etc could be grounds for a lawsuit later on.

 

Follow all documentation procedures during the used car sales process to avoid legal issues down the road. Ensure both the buyer and seller have copies of signed paperwork recording the sale based on provincial regulations.

Test driving used cars before buying in Nova Scotia is extremely important. Here are 10 key things to assess during your test drive:

 

  1. Listen for any odd noises when accelerating, braking or turning. Make notes to investigate further.

 

  1. Check all interior features are working – heat, A/C, radio, powered seats and windows etc. Verify chargers and ports are functional.

 

  1. Make sure dash warning lights shut off properly when started and aren’t indicating problems.

 

  1. Accelerate up to highway speeds to test performance and response. Does it shift smoothly between gears?

 

  1. Brake firmly from higher speeds to test stopping distance and pedal feel. Some fade indicates worn pads/rotors.

 

  1. Turn off radio and open windows to better hear any potential noises from the engine or suspension over bumps.

 

  1. Check steering wheel vibration and drift which could indicate alignment issues or tire balance problems. Vehicle should track straight on smooth roads.

 

  1. Test ABS brakes on wet roads if possible. Listen for proper ABS pump activation without pulling to one side.

 

  1. Check blind spots thoroughly for visibility issues before changing lanes. Test quality of side/rearview mirrors.

 

  1. Confirm all device connections, charging ports and features you expect to use work correctly. Check headlights/high beams function properly in the dark if possible.

 

Thoroughly testing all vehicle systems and features ensures no surprises down the road after purchase and identifies areas that may require repair or replacement.

The selection of used electric vehicles (EVs) for sale in Nova Scotia is expanding quickly as more models come onto the secondary market. Here are some of the more common used electric car options becoming available:

 

Nissan Leaf – The longest-range EV in its price class used. Offers up to 150km range when new but closer to 100km once battery capacity drops over time. A used 2013 or newer model tends to be the best value.

 

Tesla Model S – Prestigious EV with great performance and the longest battery range, used models can get 400+ kms before needing to be recharged. More expensive but excellent ownership satisfaction.

 

Chevy Bolt/Volt – Affordable 200+ km battery range when new. The Volt has a back-up gas generator extending range greatly. Used models tend to still get 150+ km electric driving distance per charge.

 

Kia Soul EV – Fun compact EV with around 100-130km range plus lots of cargo space. Used models are an affordable option but availability still limited.

 

BMW i3 – Futuristic styling EV with about 150km battery range plus an optional gas-powered range extender available. Used models are becoming more common but pricier.

 

If looking to purchase a used EV in the province be sure to budget for potential battery replacement costs in the future as capacity drops over time. Get familiar with the public charging infrastructure available in your region as well.

Finding environmentally-friendly used vehicles for sale in Nova Scotia takes some searching but gets easier every year. Here are some tips:

 

The best approach is searching dealer websites in your desired area, as listings will indicate if a car is electric, hybrid or plug-in. Most dealers now highlight eco-friendly models online but the selection is still limited.

 

Searching sites like AutoTrader.ca and Kijiji Autos can be helpful to cast a wider net, using filters like fuel type and electric range to narrow options down. Facebook Marketplace is also worth browsing.

 

Don’t limit yourself geographically if willing to have a vehicle shipped. The GTA and Quebec have more private EV sellers. Joining Nova Scotia electric vehicle Facebook Groups and Forums can help locate used listings being sold directly by owners.

 

Online tools like Clutch.ca let you search dealer inventories nationwide. Consider setting email inventory alerts for new eco-friendly used listings at dealers of interest. Casting a wider net increases your chances of finding the perfect used electric or hybrid model at the right price point.

Getting approved for used car financing from a lender in Nova Scotia involves a few key steps:

 

  1. Check your credit score

Your score plays a major role in determining eligibility for financing and interest rates offered. Scores above 650 help but 700+ scores get the best rates.

 

  1. Determine the vehicle price range

Consider the down payment you can make and monthly payments you can afford. Get pre-approved for a loan amount based on the vehicle prices you are considering.

 

  1. Gather your documents

Lenders require recent pay stubs, tax documents, a driver’s license, proof of address, and references. This verifies income and stability.

 

  1. Choose lending sources

Apply to bank/credit unions, dealer financing, or specialized auto finance companies. Submit your financing application and documents for review.

 

  1. Wait for approval

The lender will evaluate your creditworthiness and debt ratios to make an approval decision. This usually only takes 1-2 days.

 

Pre-planning by checking your credit score, budgeting expenses, and getting documentation ready for potential lenders will speed up qualifying for used auto financing and make the purchasing process much easier.

Here are our top 8 tips for negotiating the lowest price possible on a used car at dealerships in Nova Scotia:

 

  1. Shop late in the month or quarter when sales staff are more desperate to hit quotas.

 

  1. Pitch a few dealerships against each other. Get quotes in writing and negotiate using competing offers.

 

  1. Point out flaws or needed repairs to justify a lower offer price backed by repair cost estimates.

 

  1. Offer to pay cash or secure outside financing if possible. This eliminates their financing profit.

 

  1. Only discuss out-the-door pricing including all fees. This avoids payment distraction tricks.

 

  1. Mention any extra fees you think are unreasonable to see if they can be waived. Doc fees are commonly negotiable.

 

  1. If you received special pricing as a repeat customer in the past ask politely for that to be matched.

 

Used Car Market Overview in Nova Scotia

The used car market in Nova Scotia is robust and growing. It’s a great place to find quality used vehicles at reasonable prices. According to market research, there are approximately 8,200 used cars for sale in Nova Scotia at any given time.

The used car market has seen steady growth over the past decade. More Nova Scotians are opting to purchase used rather than new. There are a few key reasons for this trend:

 

  • Cost savings – Used cars tend to be thousands less than new models.
  • Certified pre-owned programs – These offer warranties and peace of mind with used.
  • Better selection – The used market has a diverse range of makes/models.

 

Some of the most popular used models purchased in Nova Scotia are:

 

 

  • Ford F-150 – This full-size pickup truck dominates sales.
  • Honda Civic – A long-time favourite small sedan/coupe.
  • Toyota RAV4 – The compact SUV with impressive resale value.
  • Mazda CX-5 – A stylish and reliable crossover SUV.
  • Ford Mustang – The iconic muscle car continues to sell well.

 

With strong consumer demand and increasing inventory, the used car market looks poised for further growth in Nova Scotia.

 

Top Places to Buy Used Cars in Nova Scotia

When looking to buy a used car in Nova Scotia, you have several options for where to shop. Here are some of the top places to find used cars for sale across the province:

 

Major Dealerships

Larger, brand name dealerships tend to have a wide selection of used vehicle inventory. This includes dealers like O’Regan’s, Colonial Honda, Parsons Motors, and more. Major dealerships purchase used car trade-ins, put money into reconditioning, and usually offer financing & extended warranties on used vehicles. The benefit is one-stop shopping, but prices may be higher.

 

Smaller Used Car Lots

There are many smaller, independent used car dealerships and lots across Nova Scotia. These shops may specialize in certain brands, have more affordable pricing, offer their own financing, and have flexible hours. The selection is smaller than major dealers, but the experience may be more personalized.

 

Auctions

Auto auctions like Halifax Auction Direct allow dealers and sometimes the public to bid on used vehicle inventory. Auction prices can sometimes be lower than dealership prices, but there is no ability to test drive or have the car inspected beforehand. Vehicles are sold “as-is.”

 

Private Sale

Purchasing from an individual through classifieds, social media, or forums is another option. This allows negotiation on price and you can potentially score a great deal. However, there is no warranty and you must trust the owner on vehicle history. Get any used car inspected first when going private sale.

 

Buying from Dealerships

Purchasing a used car from a dealership has its pros and cons compared to buying privately. On the plus side, dealerships offer a broader selection of makes and models, often with detailed service records and vehicle history reports. You also get some added consumer protections when buying from a licensed dealer. However, dealerships charge higher prices and fees, so you’ll likely pay more for the same vehicle versus a private sale.

When negotiating with a dealership, come prepared with pricing data on similar vehicles in your area. Offer a fair price based on condition and mileage, but don’t be afraid to make multiple offers until you reach an agreeable price. Dealerships expect you to negotiate, just remain polite and reasonable. Consider bundling a trade-in vehicle to help lower the price. Also be wary of common dealer tactics like focusing on monthly payments rather than the total vehicle price.

Dealerships can offer very competitive financing rates through relationships with lenders, even for used vehicles. Get pre-approved through your bank or credit union so you know your credit score and have a benchmark rate going into negotiations. Then compare the dealer financing terms to see which offers the best rate and repayment period for your budget. Just watch out for low teaser rates that jump after a few years.

While dealerships may not seem the obvious choice for bargain hunting, their full-service approach can make the used car buying process much smoother, especially for first-time buyers. Just balance the higher costs against the convenience and consumer protections.

 

Buying Private Sale

Purchasing a used car from a private seller can save you money compared to buying from a dealership. However, there are some pros and cons to consider.

Some of the advantages of buying privately include:

 

  • Lower prices – Private sellers are often more flexible on price and you may be able to negotiate a better deal.
  • Wider selection – Private sellers generally have a smaller inventory of cars for sale so you can find more unique vehicles.
  • No commission – You don’t have to pay dealer commissions and fees which saves you money.
  • Seller knowledge – Private individuals may know more details about the car’s history compared to a dealership.

 

However, there are some risks to keep in mind as well:

 

  • No warranty – Private sales are usually as-is with no warranty or guarantees.
  • Fewer legal protections – You have less recourse if the car has undisclosed issues.
  • Maintenance uncertainty – The vehicle maintenance history may be unknown.
  • Title issues – Ensure the title is clear and the seller actually owns the car.

 

When buying privately, it’s important to thoroughly inspect the vehicle. You may want to bring along an auto mechanic for a pre-purchase inspection to identify any problems. Review all paperwork including the vehicle title, service records, and accident history. Take the car for a test drive and check that all features and controls are working properly.

Buying from a private owner has more risks than a dealership. But you can potentially save thousands of dollars on the purchase price. Just be sure to get the vehicle thoroughly checked by a professional before purchase.

 

Most Reliable Used Cars in Nova Scotia

When buying a used car in Nova Scotia, focusing on reliability should be a top priority. Getting stuck with a used car that constantly has mechanical issues can quickly lead to buyer’s remorse and unexpected repair costs. Fortunately, some makes and models have a solid reputation for dependability in their used vehicles.

Here are some of the most reliable used cars commonly found for sale in Nova Scotia:

 

Toyota Corolla

The Toyota Corolla compact sedan and hatchback is renowned for reliability. Corollas from the mid-2000s onward routinely rack up over 300,000 km without major issues when properly maintained. The 1.8L 4-cylinder engine in particular has proven very sturdy. Prices for used Corollas tend to hold their value due to high demand.

 

Honda Civic

Like the Corolla, the Honda Civic earns praise for excellent reliability in its used models. Civics from the early 2000s and newer can surpass 300,000 km if regular maintenance is performed. The engines and transmissions are particularly resilient. Prices are competitive on the used car market in Nova Scotia.

 

Toyota RAV4

In the SUV category, the Toyota RAV4 consistently ranks as one of the most trouble-free used vehicles. The 4-cylinder engines and all-wheel drive systems stand the test of time. RAV4 models from 2005-2015 make a smart used buy. Their reputation for durability allows them to fetch higher resale prices.

 

Subaru Outback

The Subaru Outback midsize crossover SUV has carved out a following for its rugged dependability. Most mechanical issues tend to be minor. All-wheel drive Outbacks with the flat-4 “Boxer” engine from 2010-2018 deliver peace of mind motoring for years. Higher-mileage models still command good money in the used vehicle market.

Focusing your used car search in Nova Scotia on these tried and true models can help avoid the pitfalls of poor reliability down the road. Test driving and taking them for an inspection before purchase is still essential. But starting with a used car known for durability stacks the odds in your favour.

 

Getting Financing

Financing is an important consideration when purchasing a used car in Nova Scotia. Having the right financing terms can make buying a used car much more affordable. There are several options to explore when it comes to financing a used car purchase.

One option is getting pre-approved for a car loan in Nova Scotia from your bank or credit union before you start shopping. This allows you to know your budget and interest rate ahead of time. Banks and credit unions often offer competitive interest rates to customers with good credit. A pre-approval letter also gives you negotiating power when working with a dealership’s financing department.

Another option is dealer financing from the dealership where you end up purchasing the used car. Many dealerships work with third-party lenders and banks to offer financing right on the lot. This can be convenient, but interest rates are often higher than at a bank or credit union. Be sure to negotiate the best rate possible if going with dealer financing.

The average interest rate for a used car loan currently ranges from 4-8% for buyers with good credit. Those with excellent credit scores over 720 can qualify for rates around 2-3%. Buyers with poor credit will pay the highest rates, which can be over 20% from subprime lenders. The best way to get a lower rate is to shop around with multiple lenders and compare offers.

It’s recommended to get quotes from at least 3 lenders before deciding on financing. Consider the total interest paid over the loan term, not just the monthly payment. Opting for a shorter loan term like 3 years instead of 5 or 6 can save thousands in interest paid. Putting down a larger down payment of 15-20% also helps keep interest costs down.

Carefully read all financing terms and get clarification on any fees for processing, early payoff, etc. Understanding the full financing agreement is key to avoiding surprises down the road. Do the math to determine the real cost of financing when considering different offers.

With the right financing, buying a quality used car in Nova Scotia can be affordable. Take the time to explore all of your options to find the best loan terms and lowest interest rate possible.

 

Insurance Considerations

Purchasing car insurance is a requirement when buying a used vehicle in Nova Scotia. There are a few key types of mandatory coverage to consider:

 

Required Coverage

Nova Scotia law requires all drivers to carry a minimum level of car insurance. This includes:

 

  • $500,000 Third Party Liability – Covers injury or death claims for other people due to an at-fault accident.
  • $500,000 Accident Benefits – Covers medical and rehabilitation costs for you and your passengers after an accident, regardless of fault.
  • Uninsured Auto – Protects you if an uninsured driver hits your car.

 

Optional coverage like collision, comprehensive and rental reimbursement are highly recommended as well.

 

Rates

Car insurance rates in Nova Scotia are among the highest in Canada. On average, Nova Scotians pay around $1,100 annually for auto insurance.

Factors that impact your premiums include:

 

  • Your driving record
  • Years licensed
  • Vehicle use
  • Type of vehicle
  • Coverage and deductible levels
  • Where you live

 

Purchasing used versus new or leasing doesn’t directly impact your rates. But newer model used cars often have higher premiums.

Getting quotes from multiple providers ensures you find the best rate for your used car purchase.

 

Registering and Inspecting

Once you’ve purchased a used vehicle in Nova Scotia, there are a few steps you’ll need to take to make it road legal:

 

Registration

You’ll need to register your used car with the Nova Scotia Registry of Motor Vehicles within 10 days of purchase. Here’s what is required for registration:

 

  • Completed Vehicle Registration Application
  • Bill of Sale or completed Transfer/Tax Form
  • Safety inspection certificate from an authorized inspection station (if required)
  • Proof of valid insurance
  • Applicable taxes and fees paid

 

Registration fees in Nova Scotia are based on the vehicle’s weight. For a typical used car, expect registration fees to be around $140-200. There are additional taxes to be paid as well, which vary based on the vehicle’s value and whether it was purchased privately or from a dealer.

 

Safety Inspection

All vehicles registered in Nova Scotia must pass an annual safety inspection at an authorized inspection station. This involves checking components like tires, lights, windshield, emissions controls, and more. If issues are found, you’ll need to have them repaired before the vehicle can pass.

The safety inspection costs around $25-40. Once the vehicle passes, you’ll be issued a Safety Inspection Certificate that is valid for one year. This certificate will need to be provided upon registration.

Ensuring your vehicle passes the safety inspection is an important step to comply with regulations and ensure you are driving a roadworthy vehicle.

 

Top Used Car Models in Nova Scotia

Nova Scotia has a diverse mix of used cars for sale. Here are some of the most popular models that provide good value and reliability in the province:

 

Toyota Corolla

The Toyota Corolla is one of the best-selling cars worldwide, and for good reason. Corollas are known for their excellent fuel economy, low maintenance costs, and proven reliability. Used Corollas typically sell for $5,000 – $15,000 depending on the year, mileage, and condition.

 

Honda Civic

Similar to the Corolla, the Honda Civic is wildly popular for its efficiency, practicality, and reputation for longevity. Used Civics can regularly be found for $6,000 – $18,000. The Civic is one of the top choices for buyers looking for an affordable, dependable used compact car.

 

Ford F-150

Trucks are hugely popular across Nova Scotia, and the Ford F-150 reigns supreme as the best-selling vehicle in Canada. Used F-150s offer ample capability and utility for work or recreation. Prices run the gamut from $10,000 for an older basic trim to $40,000+ for a recent low-mileage luxury model.

 

Honda CR-V

For drivers wanting an SUV, the CR-V is a practical option with car-like driving dynamics and excellent fuel economy. The versatile interior and available AWD make the CR-V a strong choice. Used models typically range from $8,000 – $25,000.

 

Toyota RAV4

Similar to the CR-V, the RAV4 blends SUV capabilities with great mpg and Toyota’s reputation for durability. Used RAV4s can regularly be found for $10,000 – $30,000 depending on the model year and specifications.

 

What to Check When Buying Used

When buying a used car in Nova Scotia, it’s important to thoroughly inspect the vehicle before making a purchase. Here are some key things to check:

 

Inspection Checklist

Do a walkaround and inspect the exterior, interior, undercarriage, and engine bay for any damage, wear and tear, or issues. Look for things like paint chips, dents, cracked lenses, torn seats, leaks, rust, and corroded battery terminals. Check that all features and electronics work properly.

 

Test Drive

Take it for an extensive test drive in different conditions. Listen for any unusual engine or transmission noises. Test acceleration and braking. Check that steering, suspension, and brakes are functioning properly. Make sure all gauges and warning lights are working.

 

Car History

Ask to see maintenance records and service invoices. Get a vehicle history report to check for accidents, outstanding liens, odometer rollbacks, and title issues. Consider getting a mechanical inspection from an independent trusted mechanic.

Being diligent when inspecting a used car for sale in Nova Scotia will help avoid purchasing a lemon. Take the time to thoroughly check it over before making a buying decision.

 

Negotiation Tips

When buying a used car, negotiating a good price is key to getting the best deal. Here are some effective strategies to use when negotiating on a used car purchase:

 

Do Your Research

Before negotiations begin, research the market value of the make, model, year and mileage of the vehicle you want to buy. Resources like Kelley Blue Book can give you an idea of what a fair price would be. Knowing the market value gives you power during negotiations.

 

Get Pre-Approved for Financing

If you’re financing the used car, get pre-approved for a car loan beforehand. That way you can negotiate purely on the sale price of the car, without financing terms complicating things. Having financing already secured also shows the seller you’re a serious buyer.

 

Point Out Flaws

Politely point out any flaws, damage or wear and tear on the vehicle. Bringing these up allows you to counter the asking price and rationalize offering a lower amount.

 

Bundle Multiple Items

Try negotiating on multiple items together – the purchase price of the car along with extras like winter tires or maintenance plans. This bundles the negotiation and may make the seller more flexible on the car price.

 

Offer Less Than Asking Price

Open the negotiation by offering less than the asking price for the car. Suggest meeting in the middle between your offer and their asking price. This anchors the negotiation around a lower price point.

 

Feign Indifference

Acting very eager about the car takes away your leverage. By appearing impartial, you gain more negotiating power and seem willing to walk away.

 

Wait for the Seller to Quote First

Let the seller name the first price for the vehicle. Counter with a lower price, but now the negotiation is centered around the seller’s starting number.

 

Point Out Comparable Listings

reference cheaper comparable vehicles you’ve seen listed for sale. This gives you justification to offer a lower price.

 

Walk Away if Needed

If you’ve hit an impasse, be willing to walk away from the negotiation. This shows the seller you have other options and may bring them back with a better offer.

Using tactics like these when negotiating can help ensure you get the fairest price and the best deal on your used car purchase in Nova Scotia.

 

Buying Used Cars Online

The internet has opened up new possibilities for buying used cars in Nova Scotia without having to set foot on a dealership. Here are some of the main options for finding and purchasing used cars online:

 

Websites

Many dealerships now offer full online listings of their used car inventory. O’Regan’s, Colonial Honda, and Steele Auto are some of the major Nova Scotia dealers with searchable databases of their pre-owned vehicles. You can view photos, specs, pricing and even get financing pre-approvals online.

There are also used car websites like AutoTrader.ca and Kijiji that let you search classified listings across Nova Scotia. You can filter by price, location, make and model to find exactly what you’re looking for.

 

Online Classifieds

Facebook Marketplace has grown into a hugely popular option for buying and selling used cars locally. Nova Scotians have bought and sold thousands of vehicles through Marketplace listings in cities like Halifax and Sydney. It provides an easy way to connect directly with sellers.

Kijiji continues to be one of the top online classified sites in Nova Scotia. You can often find deals buying from private sellers listing their vehicles on Kijiji.

 

Things to Watch Out For

While online used car buying provides conveniences, it also comes with risks. Here are some tips for safely buying used cars online:

 

  • Ask for a vehicle history report to check for accidents or damage
  • Insist on seeing the car in-person before purchasing
  • Beware of scams – never send money without seeing the car
  • Don’t rely solely on photos – they may hide flaws
  • Research the seller’s reputation via reviews

 

Taking precautions like test drives, inspections and verifying details can help avoid issues when purchasing used cars online in Nova Scotia.

 

Future of Used Cars in Nova Scotia

The future looks bright for the used car market in Nova Scotia. Here are some of the key trends and developments to expect in the coming years:

Increasing Online Sales: More people in Nova Scotia are turning to online classifieds like Kijiji, Facebook Marketplace and AutoTrader to buy and sell used vehicles. Online sales offer convenience and selection. Dealers are also ramping up their ecommerce capabilities. Expect the share of used car sales in Nova Scotia happening online to grow steadily.

Greater Selection: Nova Scotia used car buyers will have access to more vehicle makes, models, body styles and price ranges. Dealers are expanding their inventories while private sellers have an abundance of options when selling their vehicles. There will be plenty of choice whether looking for an economy car, SUV, truck or luxury vehicle.

More Certified Pre-Owned: Franchise dealers in Nova Scotia are likely to continue growing their certified pre-owned (CPO) vehicle programs. CPO provides an attractive compromise between new and used, offering warranties, vehicle inspections and other protections. This gives buyers more confidence in higher mileage, older used vehicles.

Extended Warranties: More Nova Scotia dealers will promote extended warranty options on eligible used vehicles to provide peace of mind beyond the initial factory warranty period. This allows buyers to purchase higher mileage used cars with some warranty coverage.

Falling Prices: Used car prices are expected to decline in Nova Scotia as dealers compete for sales and more late model off-lease vehicles enter the market. While prices trended high amid new vehicle shortages, more supply will bring price relief. Those shopping for used cars and trucks will benefit.

Overall, Nova Scotia used car buyers will see more selection, more online convenience, more certified vehicles and better price opportunities in the years ahead. The market will continue evolving to deliver choice and value to the region’s drivers.

 

Conclusion

Buying a used car in Nova Scotia is an exciting experience, but also requires diligent research and preparation. By considering your budget, reviewing pricing trends, inspecting vehicles thoroughly, negotiating fairly, and understanding the paperwork, you can end up with a quality used car that meets your needs.

In summary, take your time evaluating different sellers, models, and individual vehicles when shopping for used cars in Nova Scotia. Set a budget and stick to it, while still allowing for negotiation. Bring along a knowledgeable friend or mechanic when test driving and inspecting. Ask for a vehicle history report and maintenance records. Take any used car to an independent mechanic before purchase. Negotiate a fair price in good faith. And make sure to get all agreements in writing on the bill of sale and financing paperwork.

With the right preparation and knowledge, you can find an affordable used car in great condition throughout this beautiful province. Enjoy the journey of searching, test driving, and completing your purchase. Then get out on the open roads of Nova Scotia and enjoy your new ride!

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Questions About Used Cars in Nova Scotia?

There are many great places to buy used cars in Nova Scotia. Some of the top options include:

 

– Dealerships like O’Regan’s, Steele Auto, Parsons Motors, and Race Auto Group. They have a wide selection of used vehicle makes/models and provide financing options.

– Classifieds sites like Kijiji, Facebook Marketplace, and AutoTrader. You can find good deals buying from private sellers. Just be sure to get the car inspected first.

– Auction sites like Halifax Auction Direct. You can get vehicles for very low prices but there is some risk buying this way. Be sure to inspect thoroughly first.

– Smaller independent used car lots throughout the province. Ask locals for referrals to reputable options with fair prices.

 

When buying privately or from auctions/smaller lots, it’s extra important you get an independent mechanic inspection before purchase. Also check CarProof for accident history.

Used car prices in Nova Scotia can vary greatly depending on the vehicle’s age, mileage, make/model, condition, and the dealer or seller. On average you can expect to pay:

 

– $5,000 – $15,000 for a used car less than 10 years old with reasonable mileage

– $2,000 – $5,000 for an older used car over 10 years old or high mileage

 

SUVs and trucks usually cost more. Fuel efficient sedans and hatchbacks tend to be the cheapest options. When buying privately you sometimes find deals $1,000+ below market value.

 

Be sure to factor in taxes, licensing, and financing costs on top of the vehicle purchase price. And remember to budget for future maintenance and repairs which will add to your total cost of ownership.

Our top tips for buying a used car in Nova Scotia include:

 

– Get a vehicle history report like CarProof to check for accidents, liens, odometer rollbacks etc.

 

– Have an independent mechanic perform a pre-purchase inspection before buying. This costs around $100 but can save you from buying a lemon.

 

– Test drive the car on both highways and local roads. Listen for odd noises and make sure it accelerates smoothly.

 

– Negotiate the best price you can. Research prices online for similar vehicles to determine fair market value.

 

– Ask about financing and extended warranty options if buying from a dealership. The competition between dealers can get you a better rate.

 

– Review vehicle maintenance records if possible. Well maintained vehicles will be more reliable.

 

– For private sales, meet the seller at their home to view the car and assess wear and tear. An honest seller usually has nothing to hide.

 

Doing your research and getting a vehicle inspection can help avoid getting stuck with a used car that ends up requiring expensive repairs down the road.

Here are the basic steps when registering and insuring a used car purchased in Nova Scotia:

 

  1. Complete the transfer of vehicle ownership paperwork with the seller. This includes signing over the existing registration.

 

  1. Safety inspect the vehicle and complete any necessary repairs to pass inspection. This costs $37.87 and is required before registration.

 

  1. Purchase automobile insurance for the vehicle. This is required before you can license and register the car. Standard minimum liability coverage is $500,000.

 

  1. Visit an Access Nova Scotia location with your paperwork to register and license the vehicle. This costs around $189 for passenger vehicles.

 

  1. The license plate and registration from the previous owner can be used (if still valid) or you can obtain new ones for an additional fee.

 

  1. Put your license plate, insurance papers, ownership, and registration in the vehicle before you drive it. Carry your insurance slip as proof when driving.

 

That covers the essential steps. Contact Access Nova Scotia or visit novascotia.ca to learn about specific requirements before purchasing and registering a used car. Allow 1-2 weeks for the whole registration process.

When buying a used car in Nova Scotia from a private seller or dealership, there are a few taxes and fees to be aware of:

 

**Taxes**

 

– 15% HST sales tax calculated on the full purchase price of the vehicle

 

**Registration & Licensing Fees**

 

– $189.45 to register and license a passenger vehicle

– $37.87 for safety inspection (required before registration)

 

**Additional Possible Fees**

 

– Tire recycling fee: $4.50 per tire

– New license plates: $27.69

– Title transfer fee: $31.15

 

So for example, if you purchased a used car for $10,000 you would pay roughly $1,500 in HST plus registration, inspection and other fees which could total over $300.

 

Be sure to factor these fees into your used car budget and ask sellers to clarify what taxes and charges are included in the advertised price. Having an itemized breakdown of all fees will help avoid surprise charges at the registry.

To legally transfer ownership when buying or selling a used car in Nova Scotia, you need to complete these documents:

 

– **Bill of sale** – Details the vehicle information, seller & buyer details, date, purchase price etc. Both parties sign this.

 

– **Vehicle Transfer form** – Shows transfer of ownership from the seller to the buyer. Includes details on the vehicle and signatures.

 

– **Safety standards certificate** – Proof the vehicle passed a safety inspection (required for registration).

 

– **Used Vehicle Information Package** – Provides vehicle history and if there are liens, debts or other issues.

 

The seller should provide their copy of the current registration and license plates. Make sure the registration matches the VIN number on the vehicle itself.

 

Both buyer and seller should retain copies of all signed documents after the sale is complete. Proper documentation protects both parties in case any issues arise later.

There are several financing options to consider when buying a used car in Nova Scotia:

 

**Loans**

 

– Bank/credit union car loans – Usually the lowest interest rates but you need good credit.

 

– Dealer financing – Offered by dealerships directly, often with promotional rates.

 

– Private financing – Higher rates but may finance older cars that banks won’t.

 

**Lines of Credit**

 

– Personal/vehicle line of credit – Use available credit to purchase, flexible repayment.

 

– Secured line of credit – Uses your car as collateral, lower interest rate.



**Leasing**

 

– Dealers offer leasing options on some used vehicles. Get a newer car while making lower monthly payments compared to financing.

 

**Payment Plans**

 

– Dealerships sometimes offer interest-free payment plans for used cars, such as pay weekly bi-weekly or monthly installments.

 

Be sure to compare all options as rates can vary greatly. Check your credit score first as that influences eligibility for the best rates. Consider costs of borrowing over the full loan term rather than just monthly payments.

Used car buyers in Nova Scotia have a few options for extended warranty coverage above and beyond the manufacturer warranty:

 

**Dealership Warranties**

Many dealers sell certified pre-owned used vehicles that come with extended warranties covering certain systems for 6 years/120,000 kms. Coverage can be comprehensive or more basic powertrain only.

 

**Third-Party Warranties**

Companies like AMA and Lubrico offer different levels of extended coverage from basic powertrain to bumper-to-bumper. Term lengths typically range 2-6 years. You can usually choose your own mechanic for repairs.

 

**Manufacturer Extended Warranties**

Some makes like Hyundai and Kia offer extended warranties from the manufacturer when you buy a certified pre-owned vehicle from a dealership. This extends coverage further once the original warranty expires.

 

It’s smart to compare plans from different providers as costs and coverage details can vary significantly. Consider your budget, mileage needs, repair costs and length of ownership when deciding if an extended auto warranty makes sense with your used car purchase.

Unfortunately Nova Scotia does not currently have any lemon laws that apply to purchasing used cars from private sellers or dealerships. Lemon laws only exist to protect new vehicle purchases in the province.

 

This means used car buyers do not have any provincially-legislated rights if you end up buying a used “lemon” – an unreliable car that requires repeated repairs. Nova Scotia’s lack of lemon laws for used vehicles underscores the importance of getting an independent inspection prior to buying, reviewing vehicle history reports, and having any verbal promises from the seller backed up with written documentation.

 

Dealerships can provide limited warranty coverage but may require you go through arbitration first in disputes rather than legal action. Your only legal recourse is to prove intentional fraud if the seller hid known defects during the sale. Taking preventative steps for due diligence before committing to any used vehicle purchase is highly recommended.

Some common mechanical issues to look for when purchasing older high-mileage used vehicles in Nova Scotia are:

 

– Rust – Our cold salty winters cause rust on the underside/frame which can lead to costly repairs down the road. Look for visible rust bubbles in the paint. Tap on the metal around wheel wells and the underside to check for thin, compromised areas.

 

– Worn Tie Rod Ends – Important for steering responsiveness. Quickly wear out on rough Nova Scotia roads. Listen for “clunking” when turning the steering wheel.

 

– Leaking Shocks/Struts – Climate extremes weaken these over time. Check for oil staining and rebound the car’s weight after pushing down on corners to check for leaks.

 

– Faulty Radiators and Heater Cores – Leaking coolant is common on older vehicles in Canada. Look for sweet, chemically smells and green fluid staining.

 

– Failed Wheel Bearings – These wear out over higher mileages. Listen for rumbling noises that get louder during acceleration.

 

Being vigilant for common issues like these during test drives and inspections allows you to identify necessary repairs and gives you a better bargaining position for negotiating the asking price down on used vehicles.

When selling a used car privately in Nova Scotia, here are some regulations and requirements to keep in mind:

 

– You must provide the buyer with a Used Vehicle Information Package. This shows ownership history, liens, accidents etc. This costs $25 from Access Nova Scotia.

 

– A valid safety standards certificate must be provided to the new owner. Vehicles over 10 years old require semi-annual inspections vs. annual inspections for newer vehicles.

 

– You will need to complete a Transfer of Ownership Document including details on the vehicle, seller, buyer and signatures to record transfer of ownership legally.

 

– Buyers need to register the vehicle under their name within 10 days of purchase. As a seller, consider holding onto license plates until you confirm registration is complete.

 

– By law you must disclose all material facts about the vehicle’s history and condition. Knowingly providing false information about accidents, major repairs etc could be grounds for a lawsuit later on.

 

Follow all documentation procedures during the used car sales process to avoid legal issues down the road. Ensure both the buyer and seller have copies of signed paperwork recording the sale based on provincial regulations.

Test driving used cars before buying in Nova Scotia is extremely important. Here are 10 key things to assess during your test drive:

 

  1. Listen for any odd noises when accelerating, braking or turning. Make notes to investigate further.

 

  1. Check all interior features are working – heat, A/C, radio, powered seats and windows etc. Verify chargers and ports are functional.

 

  1. Make sure dash warning lights shut off properly when started and aren’t indicating problems.

 

  1. Accelerate up to highway speeds to test performance and response. Does it shift smoothly between gears?

 

  1. Brake firmly from higher speeds to test stopping distance and pedal feel. Some fade indicates worn pads/rotors.

 

  1. Turn off radio and open windows to better hear any potential noises from the engine or suspension over bumps.

 

  1. Check steering wheel vibration and drift which could indicate alignment issues or tire balance problems. Vehicle should track straight on smooth roads.

 

  1. Test ABS brakes on wet roads if possible. Listen for proper ABS pump activation without pulling to one side.

 

  1. Check blind spots thoroughly for visibility issues before changing lanes. Test quality of side/rearview mirrors.

 

  1. Confirm all device connections, charging ports and features you expect to use work correctly. Check headlights/high beams function properly in the dark if possible.

 

Thoroughly testing all vehicle systems and features ensures no surprises down the road after purchase and identifies areas that may require repair or replacement.

The selection of used electric vehicles (EVs) for sale in Nova Scotia is expanding quickly as more models come onto the secondary market. Here are some of the more common used electric car options becoming available:

 

Nissan Leaf – The longest-range EV in its price class used. Offers up to 150km range when new but closer to 100km once battery capacity drops over time. A used 2013 or newer model tends to be the best value.

 

Tesla Model S – Prestigious EV with great performance and the longest battery range, used models can get 400+ kms before needing to be recharged. More expensive but excellent ownership satisfaction.

 

Chevy Bolt/Volt – Affordable 200+ km battery range when new. The Volt has a back-up gas generator extending range greatly. Used models tend to still get 150+ km electric driving distance per charge.

 

Kia Soul EV – Fun compact EV with around 100-130km range plus lots of cargo space. Used models are an affordable option but availability still limited.

 

BMW i3 – Futuristic styling EV with about 150km battery range plus an optional gas-powered range extender available. Used models are becoming more common but pricier.

 

If looking to purchase a used EV in the province be sure to budget for potential battery replacement costs in the future as capacity drops over time. Get familiar with the public charging infrastructure available in your region as well.

Finding environmentally-friendly used vehicles for sale in Nova Scotia takes some searching but gets easier every year. Here are some tips:

 

The best approach is searching dealer websites in your desired area, as listings will indicate if a car is electric, hybrid or plug-in. Most dealers now highlight eco-friendly models online but the selection is still limited.

 

Searching sites like AutoTrader.ca and Kijiji Autos can be helpful to cast a wider net, using filters like fuel type and electric range to narrow options down. Facebook Marketplace is also worth browsing.

 

Don’t limit yourself geographically if willing to have a vehicle shipped. The GTA and Quebec have more private EV sellers. Joining Nova Scotia electric vehicle Facebook Groups and Forums can help locate used listings being sold directly by owners.

 

Online tools like Clutch.ca let you search dealer inventories nationwide. Consider setting email inventory alerts for new eco-friendly used listings at dealers of interest. Casting a wider net increases your chances of finding the perfect used electric or hybrid model at the right price point.

Getting approved for used car financing from a lender in Nova Scotia involves a few key steps:

 

  1. Check your credit score

Your score plays a major role in determining eligibility for financing and interest rates offered. Scores above 650 help but 700+ scores get the best rates.

 

  1. Determine the vehicle price range

Consider the down payment you can make and monthly payments you can afford. Get pre-approved for a loan amount based on the vehicle prices you are considering.

 

  1. Gather your documents

Lenders require recent pay stubs, tax documents, a driver’s license, proof of address, and references. This verifies income and stability.

 

  1. Choose lending sources

Apply to bank/credit unions, dealer financing, or specialized auto finance companies. Submit your financing application and documents for review.

 

  1. Wait for approval

The lender will evaluate your creditworthiness and debt ratios to make an approval decision. This usually only takes 1-2 days.

 

Pre-planning by checking your credit score, budgeting expenses, and getting documentation ready for potential lenders will speed up qualifying for used auto financing and make the purchasing process much easier.

Here are our top 8 tips for negotiating the lowest price possible on a used car at dealerships in Nova Scotia:

 

  1. Shop late in the month or quarter when sales staff are more desperate to hit quotas.

 

  1. Pitch a few dealerships against each other. Get quotes in writing and negotiate using competing offers.

 

  1. Point out flaws or needed repairs to justify a lower offer price backed by repair cost estimates.

 

  1. Offer to pay cash or secure outside financing if possible. This eliminates their financing profit.

 

  1. Only discuss out-the-door pricing including all fees. This avoids payment distraction tricks.

 

  1. Mention any extra fees you think are unreasonable to see if they can be waived. Doc fees are commonly negotiable.

 

  1. If you received special pricing as a repeat customer in the past ask politely for that to be matched.

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