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Desjardins car loan interest rate

Desjardins Car Loan Rates

Desjardins car loan interest rate

Desjardins Car Loan Rates

About Desjardins

The Desjardins car loan interest rate Is a very favorable rate for most Canadians.

Meet the Desjardins Group, a prominent Canadian financial services cooperative and the largest federation of credit unions in North America. This esteemed organization was founded in Levis, Quebec, in 1900 by Alphonse Desjardins, and to this day, its headquarters remains in Levis. While most of its executive team operates from Montreal, its dedication to serving the community spans far and wide.

The Desjardins Group is an expansive network, comprising over 30 local credit unions, collectively operating more than 1000 points of service. With this extensive reach, the group caters to the needs of over 7 million customers, striving to provide top-notch financial services and support.

About Desjardins

The Desjardins car loan interest rate Is a very favorable rate for most Canadians.

Meet the Desjardins Group, a prominent Canadian financial services cooperative and the largest federation of credit unions in North America. This esteemed organization was founded in Levis, Quebec, in 1900 by Alphonse Desjardins, and to this day, its headquarters remains in Levis. While most of its executive team operates from Montreal, its dedication to serving the community spans far and wide.

The Desjardins Group is an expansive network, comprising over 30 local credit unions, collectively operating more than 1000 points of service. With this extensive reach, the group caters to the needs of over 7 million customers, striving to provide top-notch financial services and support.

8.99%

On Approved Credit

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Current Desjardins Car Loan Interest Rate

Loan terms upto 78 months

8.99% - 10.49%

OAC

Loan terms of 84 months

8.99% - 10.49%

OAC

Loan terms over 84 months

9.99% - 10.49%

OAC

Car Loan Application showing Desjardins car loan interest rate


Use Our Car Loan Calculator To Get The Lowest Desjardins Car Loan Rates

Want to find out your Payments With A Desjardins Car Loan? 

Unleash the true potential of our car loan calculator to effortlessly estimate your monthly payments with Desjardins Group. Simply input your desired Desjardins car loan rate from the rate sheet provided above and choose the terms that perfectly match your preferences.

We recognize the utmost importance of adhering to your budget while embarking on the journey to find your dream car. To cater to this need, we have developed a specialized car payment calculator, meticulously designed to guide you throughout the process. This powerful tool acts as your reliable compass, offering invaluable insights into your payments, ensuring you stay on track every step of the way.

Rest assured, our calculator is fine-tuned to ensure that the car loan rate you select perfectly aligns with your financial goals. Equipped with this crucial information, you can confidently make an informed decision, bringing you closer to owning the car you’ve always desired. Desjardins Group is a great choice for your next car loan.

Desjardins Contact Information

Desjardins Car Loan Questions?

Answer: Desjardins offers car loans for both new and used vehicles, including options for dealership and private seller purchases.

Answer: Yes, customers can typically apply for a car loan online through Desjardins’ website.

Answer: Interest rates vary depending on the applicant’s credit history, loan amount, and term. Currently their rates start at 8.99% for a used car.

Answer: Desjardins aims for a swift loan approval process, often within a few business days.

Answer: Down payment requirements can vary. In some cases, no down payment is needed, while in others, a down payment can reduce the financing amount.

Answer: Yes, Desjardins provides financing options for both new and used cars.

Answer: Loan terms may include conditions regarding early repayment. It’s advisable to review the specific loan agreement.

Answer: Typically, proof of income, identification, proof of residence, and vehicle information are required.

Answer: Desjardins offers loan pre-approval, which can help you determine your budget when car shopping.

Answer: While Desjardins evaluates each application individually, a good credit score generally improves chances of approval.

Answer: Yes, but additional documentation for income verification will be required.

Answer: Desjardins offers financing for vehicles purchased from both dealerships and private sellers.

Answer: Loan terms can vary, typically offering durations up to several years.

Answer: Desjardins offers refinancing options for car loans under certain conditions.

Answer: They offer special financing programs and promotional rates, particularly for customers with strong credit profiles or for certain car models.

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