Car Deal Canada

Car Deal Canada

Scotia Dealer Advantage Car Loan Rates

Scotia Dealer Advantage Car Loan Rates
Scotia Dealer Advantage Car Loan Rates

Scotia Dealer Advantage Car Loan Rates

About Scotia Dealer Advantage

Scotia Dealer Advantage car loan rates are some of the most available in the country.

Scotia Dealer Advantage offers non-prime car loans for both new and used vehicles, catering to Canadians with bad credit or no credit history. Their strong national financing team has a deep understanding of local needs, they provide personalized plans to perfectly fit your requirements when purchasing a car in Canada.

About Scotia Dealer Advantage

Scotia Dealer Advantage car loan rates are some of the most available in the country. Scotia Dealer Advantage offers non-prime car loans for both new and used vehicles, catering to Canadians with bad credit or no credit history at all. As a national financing team with a deep understanding of local needs, they provide personalized plans to perfectly fit your requirements when purchasing a car in Canada.


10.99%

On Approved Credit

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Scotia Dealer Advantage Current Used Car Loan Rates

5 Star+

Starting 10.99%

OAC

5 Star

Starting at 13.99%

OAC

4 Star

Starting at 16.99%

OAC

3 Star

Starting at 19.99%

OAC

2 Star

Starting at 26.99%

OAC

1 Star

Starting at 29.99%

OAC

Car Loan Application showing Scotia Dealer Advantage Car Loan Rates


Use Our Car Loan Calculator To Get The Best Scotia Dealer Advantage Auto Loan Rate

Want to find out your Payments With A Scotia Dealer Advantage Car Loan? 

Unlock the full potential of our cutting-edge car loan calculator, allowing you to effortlessly estimate your monthly payments with Scotia Dealer Advantage. By simply entering your desired car loan rate and customizing the terms to suit your preferences, you’ll be equipped with the necessary insights to make an informed decision and stay on track within your budget while realizing your dream car ownership.

At Scotia Dealer Advantage, they understand the significance of catering to customers with diverse credit backgrounds, which is why they offer non-prime car loans for both new and used vehicles. Their national financing team possesses an in-depth understanding of local needs, ensuring we provide personalized plans that best fit your unique requirements when buying a car in Canada. You can confidently drive away, knowing you have secured a great car loan with the support of Scotia Dealer Advantage.

Scotia Dealer Advantage Contact Information

Scotia Dealer Advantage Questions?

Answer: Scotia Dealer Advantage is a division of Scotiabank, specializing in providing car loans to individuals with bad or limited credit histories in Canada.

Answer: Yes, Scotia Dealer Advantage focuses on helping individuals with bad credit obtain car loans. Approval depends on various factors, including your credit history, income, and employment status.

Answer:  Interest rates vary based on your credit score, the loan amount, and the term. Rates are typically higher for bad credit loans compared to standard car loans. With Scotia Dealer Advantage the rates start at 10.99% currently.

Answer:  Yes, you can apply for a car loan online with Scotia Dealer Advantage through our car loan application. The application process is straightforward and can be completed on their website.

Answer:  Approval times can vary, but Scotia Dealer Advantage aims to provide quick responses, often within a few business days.

Answer:  You’ll need proof of income (like pay stubs), identification, and information about the vehicle you wish to purchase. Additional documents may be required depending on your situation.

Answer:  You can purchase from any licensed dealership in Canada. Scotia Dealer Advantage partners with various dealers to offer a wide range of vehicle choices.

Answer:  Consistently making on-time payments can positively impact your credit score. However, failing to make payments can further harm your credit.

Answer: Refinancing options may be available, depending on your improved credit score and financial situation.

Answer:  This depends on your loan agreement terms. Some loans with Scotia Dealer Advantage may have prepayment penalties, while others do not.

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